Commercial General Liability Explained FINAL EXAM (NJ 88901185)

What is the key requirement of “damages” before they become payable under the CGL?

When a suit is filed against a CGL insured, the insurance company has a right to defend such a suit. In addition to that right, defense of a suit is also the insurer’s:

A party for whom the insured has agreed to assume liability is called an:

Which one of the following is not a right or obligation reserved for the named insured under a CGL policy?

If an insured declares bankruptcy, that relieves the insurer of its duties under a CGL policy.

The provision that allows a claims-made policy to cover incidents that occur prior to its effective date is called:

The exception to the expected or intended exclusion is:

The insured has personal and advertising injury liability coverage in all of the following instances with the exception of:

Which one of the following athletic activities is not eligible for medical payments coverage?

Which one of the following is not an insured contract?

What is a “hold harmless” agreement?

The release of pollutants from a location on which the insured is performing operations is excluded depending on which requirement?

A “hostile fire” is a fire that:

What is the alienated premises exclusion?

Which one of the following is not a stated exception to the care, custody, or control exclusion?

Personal property is defined as all property other than:

Which of the following is not an example of “real property”?

What is the faulty workmanship exclusion?

Which one of the following represents all of the coverages provided by the CGL policy?

For CGL Purposes an “auto” is a vehicle designed for travel on:

The CGL says an “advertisement” is print or broadcast material whose purpose is to:

Loss of use occurs at the same time as the:

The coverage A insuring agreement promises that the insurer will defend the insured against:

Supplementary payments will cover bail bonds up to:

The person or entity specifically designated by name in the policy is the: