5 HOUR HEALTH LAW AND ETHICS UPDATE 240 2023 FINAL EXAM (FL XXX)

What is the title of the person or group that heads the Department of Financial Services and is responsible for overseeing the state’s finances, auditing functions and unclaimed property, auditing state agencies, collecting revenue, paying state bills, regulating cemeteries and funerals, and handling fires and arsons?

Which of the following is not a consideration prescribed within National Association of Insurance Commissioners’ (NAIC) Annuity Suitability Model Regulation (2010 Revision)?

The unethical practice of making, publishing or circulating any oral, written or printed statement which is false, or maliciously critical of or derogatory to the financial condition of any insurance company, or which is calculated to injure any person engaged in the business of life insurance is called what?

Making any misleading representations or incomplete or fraudulent comparison of any insurance policies or insurers for the purpose of inducing, or tending to induce, any person to lapse, forfeit, surrender, terminate, retain, or convert any insurance policy, or to take out a policy of insurance in another insurer is called ________________________.

Which division is dedicated to providing accurate information regarding insurance agents, adjusters, limited surety (bail bond) agents, navigators, insurance-related entities, including education providers and instructors?

A licensed insurer or its agent is allowed to give gifts to insureds, prospective insureds, and others, for the purpose of advertising, any article of merchandise so long as its value does not exceed _______.

Representing to the applicant that a specific ancillary coverage or product is required by law in conjunction with the purchase of insurance when such coverage or product is not required is called what?

What is the practice whereby policy values in an existing life insurance policy or annuity contract, including, but not limited to, cash, loan values, or dividend values, and in any riders to that policy or contract, are directly or indirectly used to purchase another insurance policy or annuity contract with that same insurer for the purpose of earning additional premiums, fees, commissions, or other compensation is called?

It is unlawful for an insurer to make an adverse decision solely because of information contained in a(n) ________ without consideration of any other underwriting or rating factor.

Any insurance product sold by an unlicensed agent would be considered a(n) ___________.

A blended course is what?

Which of the follow is NOT one of the 13 divisions of the Department of Financial Services?

What does HB 17 by Bell authorize?

Which of the following is one way an agent can have his or her insurance licenses suspended or revoked?

Which commission oversee the Offices of Financial Regulation (OFR) and Insurance Regulation (OIR)?

Which of the following is NOT one of the 11 business units that make up the Offices of Insurance Regulation (OIR)?

Which division is comprised of the Bureau of Fire prevention and the Bureau of Fire Standards and Training?

Which of the following the Bureau that is part of the Offices of Financial Regulation (OFR)?

What is the name of the online resource that is provided by the State of Florida that makes it convenient for Florida residents to pull up state financial reports, find government contracts, and search government spending details?

According to the Policyholders Bill of Rights, policyholders have all of the following rights, EXCEPT ___________.

Twisting is declared to be ______.

The studies and reports portion of CS/CS/SB 1786 indicates that the Auditor General must complete the first audit report by what date?

What date was/is HB 701 by Stevenson effective?

Is an agent permitted to transact insurance outside of his/her office?

What is not a requirement if you want to transfer your insurance licenses to the State of Florida from another state?

What does HB 701 require insurers to pay?

In the governance of NICA, what did the number of members change to or from by adding a parent or a legal guardian representative of a plan participant and a representative of an advocacy organization for children with disabilities?

When is a licensee’s compliance date?

On March 26, 2019, Respondent Michael Jordan entered a guilty plea of what?

Agents who do not follow the code of ethics outlined in the Florida statute, 626.797, can lead to ______ .