5.13 Commercial General Liability Explained FINAL EXAM

Which one of the following represents all of the coverages provided by the CGL policy?

Which one of the following represents the type of contractual liability covered by a CGL?

For CGL Purposes an “auto” is a vehicle designed for travel on:

The CGL says an “advertisement” is print or broadcast material whose purpose is to:

Loss of use occurs at the same time as the:

What is the key requirement of “damages” before they become payable under the CGL?

The coverage A insuring agreement promises that the insurer will defend the insured against:

When a suit is filed against a CGL insured, the insurance company has a right to defend such a suit. In addition to that right, defense of a suit is also the insurer’s:

Coverage B applies to advertising injury offenses that arise in the course of advertising all of the following except:

Which is not part of the definition of bodily injury caused by an accident?

A party for whom the insured has agreed to assume liability is called an:

A clause in a contract where one party assumes the legal liability of another party is called a:

What is the definition of “supplementary payments”?

Supplementary payments will cover bail bonds up to:

Which one of the following is not a right or obligation reserved for the named insured under a CGL policy?

Members” and “managers” are unique to which kind of corporate organization under the CGL provisions:

The person or entity specifically designated by name in the policy is the:

The named insured may be all of the following except for a:

Which one of the following is not required to be included in a notice of loss to an insurer on a CGL policy?

An event that triggers coverage under the CGL policy is the definition of a/an:

The representations condition states that:

The provision that allows a claims-made policy to cover incidents that occur prior to its effective date is called:

The provision that allows a claims-made policy to cover claims that are first made after the policy expires is called:

Which one of the following is not specifically listed as being taken into account by an insurer when pricing a supplemental extended reporting period?

Which of the following is not an event that qualifies as a coverage trigger:

Once a retroactive date has been set, it becomes:

The exception to the expected or intended exclusion is:

The liquor liability exclusion applies to BI or PD for which any insured may be held liable under all of the following instances with the exception of:

Tangible property is:

When discussing policy “exclusions”, what the policy coverage provides, the policy exclusions:

The insured has personal and advertising injury liability coverage in all of the following instances with the exception of:

What type of businesses are not meant to be covered by coverage B under the CGL form?

Pollutants are irritants or contaminants that are in the form of a:

A “civil wrong” is a violation ___________ and remedies for that violation.

Which one of the following is eligible for medical payments coverage?

Which one of the following athletic activities is not eligible for medical payments coverage?

Exclusion “a” of Coverage C clarifies that CGL overage is not:

Legal liability is responsibility for injuries and damages as established by:

What is a sidetrack agreement?

Which one of the following is not an insured contract?

What is a “hold harmless” agreement?

To indemnify means to:

The release of pollutants from a location on which the insured is performing operations is excluded depending on which requirement?

What is the exception to the pollution cleanup costs exclusion?

A “hostile fire” is a fire that:

What is the alienated premises exclusion?

Which one of the following is not a stated exception to the care, custody, or control exclusion?

Personal property is defined as all property other than:

Which of the following is not an example of “real property”?

What is the faulty workmanship exclusion?