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An interior decorator suffered an injury that resulted in blindness. Eventually, she is retrained as a call center representative and is able to use specially adapted equipment to work a full-time job. Most policies that pay presumptive disability benefits will continue paying the full monthly disability benefit for the entire benefit period, regardless of the fact the insured is working. Because of the catastrophic nature of these types of injuries, most policies usually waive the elimination period for a presumptive disability—with monthly disability payments beginning immediately.