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DISABILITY INSURANCE: CONCEPTS AND COVERAGES (NM 6000165445)

Posted on 04.10.24

New Mexico Course Approval Number: 6000165445

We insure our homes, our vehicles, and our very lives. But what about our paychecks?

Sudden disability can be a source of tremendous anxiety, uncertainty, and grief. Compounded with the strain of lost income, there is little doubt that the burden can be overwhelming. Disability insurance can be a vital means for preventing such a dire outcome, allowing the insured to focus on healing, rather than affording the means to do so. Therefore, the well-informed insurance agent plays a crucial role in minimizing the financial impacts of these unexpected events.

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Chapters

  • Chapter 1 – Getting Acquainted with Disability Insurance

  • Chapter 2 – The Language of Disability Income Insurance (Part 1)

  • Chapter 2 – The Language of Disability Income Insurance (Part 2)

  • Chapter 3 – Provisions and Riders (Part 1)

  • Chapter 3 – Provisions and Riders (Part 2)

  • Chapter 3 – Provisions and Riders (Part 3)

  • Chapter 4 – Other Sources of Disability Income (Part 1)

  • Chapter 4 – Other Sources of Disability Income (Part 2)

  • Chapter 5 – Exploring Business Needs (Part 1)

  • Chapter 5 – Exploring Business Needs (Part 2)

  • Chapter 5 – Exploring Business Needs (Part 3)

  • Chapter 5 – Exploring Business Needs (Part 4)

  • Chapter 6 – Group Disability Income Insurance (Part 1)

  • Chapter 6 – Group Disability Income Insurance (Part 2)

  • Chapter 7 – Determining the Monthly Benefit

  • Chapter 8 – Underwriting (Part 1)

  • Chapter 8 – Underwriting (Part 2)

  • Chapter 8 – Underwriting (Part 3)

  • Chapter 9 – Taxes

  • Chapter 10 – Ethical Issues

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