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OVERVIEW OF DISABILITY INSURANCE (MD 108445)

Posted on 05.10.23

Maryland Course Approval Number: 108445

This course strives to cover the broad category known as disability insurance: from its conception as accident insurance for railway passengers, all the way to the complexities of modern disability coverages. In this course we not only strive to illuminate the complicated nuances of disability insurance, but also attempt to inform the agent about how the information can be applied in a practical and useful way.

This course represents 4 credit hours of life and health continuing education.

Topics Include:

  • An introduction to Disability Insurance terms and types
  • A look at certain Disability Insurance Coverages and Disclosures
  • A discussion of Disability Insurance Underwriting concepts
  • How Disability Insurance Policies are to be legally interpreted

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Chapters

  • Chapter 1: Background and History

  • Chapter 2: Losses Covered by Disability Insurance

  • Chapter 3: Types of Disability Coverage

  • Chapter 4: Disability Insurance Disclosures

  • Chapter 5: Types of Disability Policies

  • Chapter 6: Disability Insurance Underwriting

  • Chapter 7: Disability Insurance Terms

  • Chapter 8: Rates for Disability Policies

  • Chapter 9: Policy Interpretation

  • Disability Insurance Overview FINAL EXAM (MD 108445)

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