Alabama Insurance Agent Continuing Education and License Renewal Requirements
General Requirements
Alabama Licensed Insurance Agents are required to complete 24 Credit Hours of Continuing Education every 2 years to be eligible to Renew their License. Of the 24 credits, 3 credits must be in the area of Ethics Training. Licensees must complete their CE and Renewal Requirements prior to their Expiration Date, which is on the last day of the licensee’s birth month.
These rules apply to Major Lines licensed Agents. Major Lines include:
- Life
- Health
- Property
- Casualty
- Personal Lines
- Variable Annuity
- Variable Life
Major Lines does not include:
- Credit Agents
- Crop
- Portable Electronics
- Other Limited Lines Licenses
Producers licensed in multiple lines (Property and Life, for example) are only required to meet the same requirements as Producers with single lines of licensing. In other words: you only have to take 24 credit hours of CE if you hold multiple lines of licensing.
Alabama CE Requirements are “Non-License Type Specific”. Courses can be taken in any subject matter as long as:
- The Courses are approved by the Alabama Department of Insurance
- At least 3 of Credit Hours are approved for Ethics training
Exemptions
- Non-Resident Agents are exempt as long as they have met the CE and Renewal Requirements of their home State where they hold their License.
- Limited Lines Producers: Credit Insurance, Rental Vehicle Insurance, Crop, Portable Electronic, Travel, Motor Club, Dental Services, and Legal Services.
- Newly licensed producers, service representatives, adjusters or title insurance agents licensed within 12 months of the renewal date.
Alabama Insurance Agent CE and Renewal Requirements Summary
| License Type | Requirement |
|---|---|
| Surplus Lines (must renew annually between 10/1 and 12/31) | 24 hours (3 hours must be in Ethics) |
| Adjuster | 24 hours (3 hours must be in Ethics) |
| Title | 24 hours (3 hours must be in Ethics) |
| Service Rep | 12 hours (3 hours must be in Ethics) |
Special Training Requirements
Property and Casualty Agents
Flood Training
Producers who authorized to sell Flood Insurance must complete a one-time, 3 Hour Continuing Education course related to NFIP (National Flood Insurance Program).
Life and Health Agents
Annuity Training
Any producer who sells, solicits or negotiates an Annuity Product must complete a one-time, 4 Hour Annuity Suitability Training course prior to selling.
Long Term Care
A producer may not sell, solicit or negotiate a Long-Term Care policy unless they have completed an initial 8 Hour Long Term Care Training course. These agents must also complete a 4 Hour Long Term Care Training course course every compliance period following.
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Renewal Guidelines
Your License is Eligible for Renewal during your “License Renewal Period”. The License Renewal Period for Alabama Licensed Producers begins 90 Days prior to their Expiration Date. There are 2 Options for Renewing your license:
- Online through NIPR, located here: AL Agent Renewal (NIPR)
- Online through Vertifore (Sircon): AL Agent Renewal (Sircon)
While we strive to provide you with the most up to date and accurate information about your Alabama Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations which we may not be referenced above. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to determine their specific licensing renewal requirements. You can locate additional information related to the Alabama CE Requirements through the Department of Insurance website at www.aldoi.gov
