Florida Insurance Agent Continuing Education Requirements
General Requirements
This is a summary of the Continuing Education Requirements that apply to the vast majority of Agents:
A Licensee shall be Required to meet Continuing Education Requirements by the End of the Licensee’s Birth Month after being licensed 24 months, and every two years thereafter.
- Agents Licensed 6 or More Years : 20 Total Credits / 4 Credits Must Be in “Florida Law Update” Specific to Line of License
- Agents Licensed Less than 6 Years: 24 Total Credits / 4 Credits Must Be in “Florida Law Update” Specific to Line of License
- 4 of Your Credit Hours Must Be Approved for Florida Law Update and Approved Specific to Your Line of Licensing.
- The Remaining Course Requirements (16 or 20 credits) are “Elective” and can be taken in Any Subject Matter as long as they are State Approved.
Multiple Lines Licensed Agents
- If you hold Multiple Lines of Licensing (Ex. Life and General Lines), the Total Hours Required is the same as if you are Single Lines Licensed. You Do Not Need to Take More than 24 Hours, regardless of how many lines you are licensed.
- If more than one line of licensing is held, only one 4 Hour Course must be completed in any of the lines held.
Special Training Requirements
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- Flood Training: Agents who sell Flood Insurance must complete a one-time, 3 Hour Continuing Education course related to NFIP (National Flood Insurance Program) prior to selling.
- Long Term Care: An agent may not sell, solicit or negotiate Long-Term Care Insurance unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.
Florida Insurance Agent CE Requirements Summary
| License Type | Requirement |
|---|---|
| A Licensee who has been licensed 25 years or more and is a CLU or a CPCU, or has a Bachelor of Science degree in risk management or insurance with evidence of 18 or more semester hours in insurance-related courses | 4 Hours of Required Florida Law Update Course
6 Hours of Elective Continuing Education |
| Customer Service Representative, Limited Customer Representative, Motor Vehicle Physical Damage and Mechanical Breakdown Agents, Industrial Fire or Burglary Agents who ARE NOT licensed as life or health | 4 Hours of Required Florida Law Update Course (5-220)
6 Hours of Elective Continuing Education |
| Industrial Fire | 4 Hours of Required Florida Law Update Course (5-220)
6 Hours of Elective Continuing Education |
| Public Adjuster | 4 Hours of Required Florida Law Update Course (5-320)
6 Hours of Elective Credit for Public Adjusters |
| Title Agents with compliance periods beginning on or after October 1, 2014 | 3 Hours of Ethics
7 Hours of Standard Continuing Education |
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Additional Continuing Education Information
Repeat Course Completion
A course cannot be repeated within 2 years and receive continuing education credit each time completed.
Carryover Credits
- Excess credits may be carried forward to the next filing period.
- Excess Ethics Training carries over as a General Credit and will not be applied to future Ethics Training Requirement.
While we strive to provide you with the most up to date and accurate information about your Florida Insurance License Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations which we may not be referenced above. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to determine their specific licensing requirements. You can locate additional information related to the Florida CE Requirements through the Department of Insurance website at myfloridacfo.com
