General Requirements
Major Lines licenses include:
- Life
- Health
- Casualty
- Property
- Personal Lines
Nevada General Lines Licensed Agents must take 30 Credit Hours of Approved Continuing Education every 3 years, prior to their Expiration Date. Expiration dates occur on the last day of the agent’s birth month – every 3 years. Of the 30 credit hours required, at least 3 must be done in the category of Ethics Training. The remaining requirements are “license type-specific”: Agents must take courses in a subject matter related to their License Type and that are approved by the Nevada Division of Insurance.
Producers licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as agents with single lines of licensing. In other words: you only must take 30 credit hours of CE, regardless of the number of lines of licensing you hold. You should check your CE Transcript to be certain of your renewal and CE requirement dates (review dates).
Agents must complete their CE Requirements prior to their license expiration date to be eligible to renew their license. Licenses can be renewed online through NIPR.com or Sircon.com. The renewal fee is $185 per application. Nevada also charges an additional $1 per credit hour “filing fee” that must be collected by the CE provider and remitted when credits are filed.
Licenses are eligible for renewal when 1) all CE Requirements have been completed and 2) when the licensee is within 90 days of their license expiration date.
Nevada CE Requirements are “License Type-Specific.” Producers must take courses in a subject matter related to their License Type and that:
- Are approved by the Nevada Division of Insurance
- Contain at least 3 of credit hours approved for Ethics credit
Continuing Education Requirements must be completed every 3 years, on or before the last day of the licensee’s birth month.
Special Training Requirements
There are special training requirements for Nevada insurance agents who sell certain products. These courses count towards your CE Requirements.
Flood Insurance
Nevada insurance agents who sell Flood Insurance must complete a one-time 3-hour Flood Training Course.
Annuity Training
Any Nevada life or health insurance agent who sells, solicits, or negotiates an annuity product must complete a one-time 4-Hour Annuity Suitability course prior to selling.
Long Term Care
Nevada insurance agents may not sell, solicit or negotiate a Long-Term Care policy unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.
CE Exemptions
There are limited exemptions from CE Requirements for some Nevada insurance agents.
Exemptions: A producer may qualify for an exemption if the producer:
(a) Has earned and continues to maintain his or her designation as a chartered property casualty underwriter (CPCU), chartered life underwriter (CLU), certified insurance counselor (CIC), certified financial planner (CFP) or chartered financial consultant (ChFC);
OR
(b) Has 20 years of continuous experience and has earned his or her primary source of income in the business of insurance by selling, marketing, underwriting, adjusting, practicing law, managing or regulating, or engaging in any combination of these fields of insurance.
Producers must submit the completed CE Exemption Request Form to Renewal.Desk@doi.nv.gov.
Non-Resident Agents are exempt as long as they have met the CE and Renewal Requirements of their home State where they hold their License.
Course Repeat Restrictions
Agents will not receive credit for the same course taken within the same renewal period.
Carryover Credits
Any credits earned in excess of the 30 credit requirement cannot be carried over to future renewal periods.
Late Renewal and Reinstatements
Nevada does not have a grace period for license renewals. However, agents may submit a late renewal up to 30 days past license expiration for a fee of $65 plus the $185 renewal fee ($250 total). Agents who submit applications between 31 and 365 days past expiration must pay a reinstatement fee of $435. After 365 days, agents must go through the re-licensing process.
Nevada Insurance Agent Continuing Education & Renewal Requirements Summary
| Renewal Term | Every 3 Years |
| Renewal Date | Last Day of Birth Month – Every 3 Years |
| CE Requirements | 30 Credits Total (3 in Ethics) |
| Course Requirements | License Type Specific (Courses Must Be Taken in Relevant Subject Matter) |
| Special Training | Flood – 1 Time Prior to Selling Annuities – One-time Annuity Training Course Long Term Care – 8 Hour Initial, 4 Hours Every Renewal Period Following |
| Exemptions | Limited Lines Licenses; Producers satisfying either requirement exemption requirement as outlines in the CE Exemption Request Form; Non-Resident Agents (as long as home state requirements are met) |
| Renewal Fee | $185 + $1 per credit hour filing fee = ($215 total renewal fees) |
| Renewal Site | NIPR or Sircon |
| Missed Renewal | Late renewal up to 30 days. Reinstate up to 1 year. |
| Late Renewal, Reinstatement, Fees | 1-30 days – $185 renewal fee + $65 late fee 31-365 days – $435 reinstatement fee After 1 Year – Relicense |
| Carryover Credits | None |
| Course Repeat Restrictions | No credits for courses repeated within same compliance period |
Nevada Division of Insurance Contact Information
Website: https://doi.nv.gov/Licensing/
Main Switchboard: (775) 687-0700
Email: insinfo@doi.nv.gov
Nevada Division of Insurance
Attention: Licensing Department
1818 East College Pkwy
Suite 103
Carson City, NV 89706
