New York Insurance Agent Continuing Education and License Renewal Requirements
New York Major Lines Licensed Agents and Brokers must complete CE Requirements every 2 years prior to their Expiration Date to be eligible to Renew their License. The number of credits required is based on the number and types of Licenses held.
Single-Lines Licensed Agents and Brokers (Life/Health or Property/Casualty) must complete 15 Credits every 2 years in the line in which the License is held.
Multi-Line Licensed Agents and Brokers (Life/Health and Property/Casualty) must complete 30 Credits with 15 Credits in each line category (LH & PC); or 15 total if the courses are approved as “Bridge” courses.
New York CE Requirements are “License Type Specific”. Agents must take courses approved for the subject matter for which they are licensed (Life/Health or Property/Casualty).
Courses must be approved by the New York Department of Financial Services.
Agents cannot receive credits for the same courses taken in prior renewal periods.
CE is required once the License has been in effect for more than 2 years and for every subsequent Renewal or relicensing.
License Expiration Dates are determined by the Licensee’s birth date and occur every 2 years on the Licensee’s birthday. Licensees born in odd-numbered years expire in odd-numbered years; Licensees born in even-numbered years expire on even-numbered years.
The Department will grant an exemption from CE Requirements to licensees called to active military duty during the term of their license(s). Any affected licensee, when applying for renewal or relicensing, should send their application with a copy of their orders or other military documentation certifying their active duty status to Licensing Services requesting the CE exemption.
Special Training Requirements
Property and Casualty Agents
Agents licensed in the Property line of authority that will be selling Flood Insurance must complete a one-time, 3 Hour continuing education course related to NFIP (National Flood Insurance Program).
Life/Accident & Health Agents
Suitability in Annuity Transactions Training Requirements
Regulation 187 requires insurers set forth standards and procedures for recommendations to consumers with respect to annuity contracts so that the insurance needs and financial objectives of the consumers are appropriately addressed. These standards and procedures are substantially similar to the NAIC Suitability in Annuity Transactions Model Regulation. The regulation does not require the completion of specific training classes as long as the insurance company ensures that the producer recommending the annuity product is adequately trained to make the recommendation.
Additional Continuing Education Information
Credits earned in excess of requirement are not eligible to be carried forward to future renewal periods.
Enroll Today with No Regrets!
If you change your mind, we’ll happily refund your full purchase price.
Your License will be eligible for Renewal when you are within 180 days of your License Expiration Date and your CE Requirements have been completed. To Renew your License, please visit the New York Department of Financial Services Licensee Portal, located here: NY Licensee Portal
While we strive to provide you with the most up to date and accurate information about your New York Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations which we may not be referenced above. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to determine their specific licensing renewal requirements. You can locate additional information related to the Alabama CE Requirements through the Department of Insurance website at https://www.dfs.ny.gov/