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New Jersey Insurance Continuing Education
Course Catalog

New Jersey Approved Provider Number: 30457

New Jersey Producers must complete 24 Credit Hours every 2 years, 3 of which must be in Ethics. Producers selling Annuities, LTC, or Flood Insurance, have special training requirements which can be viewed by selecting the “NJ CE Requirements” button.

NJ CE
Requirements ›
License
Renewal ›
Transcript
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All of our New Jersey Continuing Education courses are delivered in electronic format and can be viewed and completed on any mobile device. This includes chapter quizzes and final exams which are scored immediately upon completion. Each chapter is followed by a short chapter quiz which must be passed with a score of 70% or better in order to proceed to the next chapter. Upon completion of all chapter quizzes, you will be presented with the Final Exam which requires a passing grade of 70%. All quizzes and the Final Exam can be taken as many times as necessary until you pass. You have up to one year from the course purchase date to complete your courses.

State regulations require each Final Exam to be monitored by a Disinterested 3rd Party. A Disinterested 3rd Party is an individual over the age of 18 who is not: a family member, relative or dependent, employer or supervisor, employee or subordinate, partner or joint venture co-owner, or for anyone in whom the Monitor has an economic or other interest in assuring the successful outcome of the examination. Co-worker monitors must not be above or below in the student’s line of supervision.

Prior to the scoring of each Final Exam The Disinterested 3rd Party will be required to sign in by typing his or her name in the fields provided.

Upon successful passage of each Final Exam your credit hours earned will be reported directly to your State regulator. The date and time of completion of your course is based on the specific time zone in which you completed the course.

Successfully completing a course will earn you a Certificate of Completion. Certificates of completion are immediately available on the My Courses page. Simply locate the completed final exam and click on the certificate icon found near the right side of the page. Please check all the information displayed on your certificate for accuracy. Inaccuracies on your certificate could represent inaccuracies in your BetterCE profile which could lead to reporting delays. If you feel your certificate is inaccurate in any way, please contact the BetterCE support team at support@betterce.info or call us at 1-888-501-7330.

New Jersey Insurance Agent Continuing Education and License Renewal Requirements

View Your CE Transcript ›
Renewal Application ›
Visit NJ DOI site ›
View Courses ›

General Requirements

New Jersey Major Lines Licensed Insurance Agents are required to complete 24 credits of continuing education every 2 years prior to their license expiration date. Of the 24 Credits required, 3 credits must be done in the category of Ethics Training. The remaining requirements are “non-license type specific”: Agents can take courses in any topic as long as they are approved by the New Jersey Department of Insurance.

Major Lines licenses include:

  • Life, Accident and Sickness
  • Property and Casualty
  • Personal Lines

Producers licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as Producers with single lines of licensing. In other words: the maximum number of credits you need to earn is 24 – regardless of how many license lines of authority you hold.

Agents must complete their CE Requirements prior to their license expiration date to be eligible to renew their license. Licenses can be renewed online through NIPR.com, or Sircon.com. The renewal
fee is $150 for any number of major-lines licenses being renewed.

Licenses are eligible for renewal when:

  1. all CE Requirements have been completed
  2. when the licensee is within 90 days of their license expiration date
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Special Training Requirements

There are special training requirements for New Jersey insurance agents who sell certain products. These courses count towards your CE Requirements.

Flood Insurance

New Jersey insurance agents who sell Flood Insurance must complete a 1 – time, 3 hour Flood Training Course.

Long Term Care

New Jersey insurance agents may not sell, solicit or negotiate a Long-Term Care Partnership policy unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.

Annuity Training

Any New Jersey life insurance agent who sells, solicits or negotiates an annuity product must complete a one-time, 4 Hour Annuity Suitability course prior to selling.

CE Exemptions and Reductions

There are currently no exemptions from CE Requirements New Jersey insurance agents.

Individuals with disabilities may contact the department of insurance at 609-940-7480, to discuss available options.

Agents who hold professional designations that require continuing education as part of the certification may receive up to 12 hours of continuing education credits. To receive these credits, agents should use the Alternative Continuing Education Credit Application.

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Course Repeat Restrictions

Agents will not receive credit for the same course taken within the same renewal period.

Carryover Credits

Agents will not receive carryover credits for future renewals for courses taken in excess of the 24 credit requirement.

Late Renewal and Reinstatements

New Jersey allows for late renewal with no penalty for up to 30 days beyond the licensee’s expiration date. After 30 days the license is considered inactive, and licensees are prohibited from practicing insurance. Agents then have up to one year beyond their original expiration date to reinstate their license for an additional fee of $100. Late renewals and reinstatements should be submitted using the NIPR Renewal Application.

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New Jersey Insurance Agent Continuing Education & Renewal Requirements Summary

Renewal TermEvery 2 Years
Renewal DateLast Day of Birth Month – Every 2 Years
CE Requirements24 Credits Total (3 in Ethics)
Course RequirementsNon-License Type Specific (Courses May Be Taken in Any Approved Subject Matter)
Special TrainingFlood – 1 Time Prior to Selling; Annuities – 1 Time “Annuity Training Course”; Long Term Care – 8 Hour Initial, 4 Hours Every Renewal Period Following
ExemptionsNone
Renewal Fee$150
Renewal SiteNIPR.com or Sircon
Late Renewal, Reinstatement, FeesUp to 30 Days – No Fee. 30 Days to 1 year – $250. After 1 Year – Relicense
Carryover CreditsNone
Course Repeat RestrictionsNo Credits for Repeat Course within Same Renewal Period
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New Jersey Department of Insurance Contact Information

Website: https://www.nj.gov/dobi/inslic.htm
Phone: 609-292-7272
Email: inslic@dobi.nj.gov

NJ Department of Banking and Insurance
20 West State Street
PO Box 325
Trenton, NJ 08625

Complete Compliance Packages

·

COMPLETE ALL OF YOUR CE REQUIREMENTS WITH ONE LOW PRICED PURCHASE!

Property and/or Casualty Agent
24 Credit Hour Package!
Details
$49.95
Add to cart >
Multi-Line Agent
24 Credit Hour Package!
Details
$49.95
Add to cart >
Life and/or Accident & Health or Sickness Agent
24 Credit Hour Package!
Details
$49.95
Add to cart >
Life and/or Accident & Health or Sickness Agent with 4 Hour LTC Review
25 Credit Hour Package!
Details
$49.95
Add to cart >
Life Agent (Next Level Learning)
27 Credit Hour Package!
Details
$59.95
Add to cart >

Webinars (No Exams)

View Our New Jersey Webinar Offerings 
(No Exams – No Monitor Required!)

View Webinars ›

Special Insurance CE Training Courses and Packages

Annuity 4 Hour Training with Best Interest Standards (Meets Annuity Best Interest Requirement)
4 Credit Hours
Details
$18.00
Add to cart >
Long Term Care 4 Hour Review (Meets 4 Hour Ongoing LTC Requirement)
4 Credit Hours
Details
$15.95
Add to cart >

Life & Health

Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
The Fundamentals of Life Insurance
8 Credit Hours
Details
$23.00
Add to cart >
Life Insurance Concepts
7 Credit Hours
Details
$17.50
Add to cart >
Life Insurance Planning
3 Credit Hours
Details
$15.50
Add to cart >
Traditional Life Insurance Products
5 Credit Hours
Details
$12.50
Add to cart >
Disability Insurance: Concepts and Coverages
8 Credit Hours
Details
$19.00
Add to cart >
Annuities Part 1
4 Credit Hours
Details
$18.00
Add to cart >
Annuities Part 2
4 Credit Hours
Details
$18.00
Add to cart >
Estate Planning Strategies for Small Business Owners
4 Credit Hours
Details
$20.70
Add to cart >
General Concepts of Annuities
7 Credit Hours
Details
$17.50
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$17.50
Add to cart >
Legal Concepts for Insurance Agents
7 Credit Hours
Details
$17.50
Add to cart >
Life Insurance and Retirement Planning
6 Credit Hours
Details
$19.25
Add to cart >
Overview of Disability Insurance
4 Credit Hours
Details
$18.00
Add to cart >
Personal Life Insurance Planning
6 Credit Hours
Details
$16.75
Add to cart >
Understanding Indexed Products
5 Credit Hours
Details
$33.50
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$17.50
Add to cart >
Understanding Viatical Settlements
3 Credit Hours
Details
$19.25
Add to cart >
Universal Life Insurance Overview
3 Credit Hours
Details
$16.75
Add to cart >
Insurance Strategies for Businesses
14 Credit Hours
Details
$39.10
Add to cart >

Property & Casualty

Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
Errors and Omission and Liability Coverage Overview
7 Credit Hours
Details
$17.50
Add to cart >
Flood Insurance Overview
3 Credit Hours
Details
$15.00
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$17.50
Add to cart >
Legal Concepts for Insurance Agents
7 Credit Hours
Details
$17.50
Add to cart >
Personal Auto Insurance Refresher
7 Credit Hours
Details
$17.50
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$17.50
Add to cart >

Ethics

Ethics for Financial Services Professionals
5 Credit Hours
Details
$20.00
Add to cart >
Ethics for Life Insurance Agents
3 Credit Hours
Details
$13.50
Add to cart >
Overview of Legal and Ethical Guidelines
3 Credit Hours
Details
$13.50
Add to cart >
Target Ethics
3 Credit Hours
Details
$15.50
Add to cart >

New Jersey Insurance License Renewal Requirements

*While we strive to provide you with the most up to date and accurate information about your New Jersey Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations of which we may not be aware. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to meet their specific licensing renewal requirements.

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