CGL Explained – Florida


Course Description

Florida course approval number: 108057

This course represents 5 Credit Hours of State Certified Continuing Education.

Even if you are an agent who specializes primarily in personally lines coverages, Commercial Lines policies are too important to ignore. On whole Commercial Lines Coverages represents nearly 47% of all Property and Casualty premiums sold. Of the various types of Commercial Line Coverages, Commercial General Liability represents the “First Line” of coverage for businesses. It offers the most basic, yet broadest coverage to cover the most common exposures faced by every business.

This course is designed to provide agents of all levels with an overview of Commercial General Liability policy types, provisions, and their application and uses.

After completing this lesson, you will be able to:

• Explain how liability may be assessed against a business or commercial enterprise
• Discuss how the CGL form protects against various liabilities
• Compare the coverage triggers of the two ISO commercial general liability forms, occurrence and claims-made
• Name the particular sections of the CGL form
• Define relevant policy terms