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Question 1 of 5
1. Question
Arthur’s deferred annuity contract contains a qualified long-term insurance rider. Last year the insurer made a charge against the cash value equal to $3,000 to pay the rider premium. If the deferred annuity contract had a gain of $2,000 at the time of the charge, how much income must Arthur recognize?
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Question 2 of 5
2. Question
The association that Carol, a California resident, belongs to sponsors a group long-term care insurance policy issued outside California in which she is interested in participating. What is the minimum number of persons the association must have at the outset before it may offer the coverage in California?
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Question 3 of 5
3. Question
________ services are long-term care services principally designed to provide health and comfort to dying individuals.
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Question 4 of 5
4. Question
Helen is covered under a comprehensive long-term care insurance policy issued in California that provides coverage for home care and institutional care. If the policy provides a daily nursing home benefit of $200, what is the minimum home care benefit it may provide?
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Question 5 of 5
5. Question
Under California law, what is the maximum period of hospital or institutional stay an insurer may require in order for its long-term care insurance policy to provide other covered long-term care insurance benefits?
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