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Question 1 of 4
1. Question
An annuity replacement would be deemed unnecessary if
- The replacement required the insured to pay a surrender charge for the existing annuity
- The replacement annuity does not confer a substantial financial benefit to the purchaser over its life
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Question 2 of 4
2. Question
Which of the following may constitute cause for the suspension or revocation of an agent’s license?
- inducing a client to make a loan to the agent
- inducing a client to name the agent’s wife a beneficiary
- inducing a client to invest in the agent’s brother’s business
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Question 3 of 4
3. Question
How often must an agent complete 4-hour annuity continuing education credits?
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Question 4 of 4
4. Question
Arthur has violated California rules concerning agent advertising. Since this is his third violation, he may be assessed a maximum fine of
