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Question 1 of 4
1. Question
Barbara, a life insurance agent, routinely refers to life insurance policies as “private pensions” in her discussion with prospects. What concern does that term raise?
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Question 2 of 4
2. Question
Bill, an insurance agent, agreed to give his customer season tickets for the city’s NBA games if the customer purchased a life insurance policy. Of what, if anything, is Bill guilty?
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Question 3 of 4
3. Question
What principle supports the requirement that an agent should not engage in activities for which he or she is authorized but is incapable of performing with a level of skill possessed by others who are similarly engaged?
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Question 4 of 4
4. Question
As a general rule, a captive agent is held to a higher ethical standard with regard to conflicts of interest involving an insurer than an independent agent would be.

