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Question 1 of 25
1. Question
Increased competition in the consumer marketplace leads to which of the following consequences?
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Question 2 of 25
2. Question
During the risk management process, which of the following steps is completed after a risk is identified and before the risk response is determined?
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Question 3 of 25
3. Question
Which of the following is not an example of bad faith?
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Question 4 of 25
4. Question
The attitude of the public has shifted in which of the following ways in reference to lawsuits?
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Question 5 of 25
5. Question
Certain lawyers are more involved in liability lawsuits for which of the following reasons?
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Question 6 of 25
6. Question
A contract created entirely by one party then signed by another, with no negotiation, is known as which of the following?
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Question 7 of 25
7. Question
Law that is built on court decisions or precedents is referred to as which of the following?
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Question 8 of 25
8. Question
In order for negligence to be legally established, which of the following must be true?
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Question 9 of 25
9. Question
Which of the following is an effective defense against claims of negligence?
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Question 10 of 25
10. Question
Professionals should seriously consider liability insurance for which of the following reasons?
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Question 11 of 25
11. Question
A hazard does which of the following?
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Question 12 of 25
12. Question
What kind of hazard can be fixed by installing a railing on a walkway?
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Question 13 of 25
13. Question
An insurable risk must NOT be which of the following?
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Question 14 of 25
14. Question
Besides purchasing professional liability insurance, which of the following is a realistic way to reduce the risk of liability claims?
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Question 15 of 25
15. Question
The three broad types of liability forms for professionals are which of the following?
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Question 16 of 25
16. Question
Under a professional liability form, any act or omission arising out of the rendering or failure to render professional services is known as which of the following?
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Question 17 of 25
17. Question
The advantages of group insurance policies include which of the following?
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Question 18 of 25
18. Question
Which of the following is true of the liability insurance industry?
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Question 19 of 25
19. Question
Why do insurance agents need errors and omissions liability insurance?
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Question 20 of 25
20. Question
Which of the following is a tactic to help insurance agents reduce liability risks?
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Question 21 of 25
21. Question
Which of the following is not one of the four areas of responsibility that an agent has in relation to claims processing?
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Question 22 of 25
22. Question
What is the legal term for the process that allows that insurer to recover damages from a liable party in order to recoup the damages paid to the insured?
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Question 23 of 25
23. Question
Which section of an Errors and Omissions or Professional liability form states that the insurer will pay for the sums that the insured becomes legally obligated to pay because of damages that arise out of acts, errors, omissions, or negligence?
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Question 24 of 25
24. Question
Liability forms do not cover which of the following?
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Question 25 of 25
25. Question
Why would a paramedic purchase individual liability insurance if their employer already has malpractice insurance that protects their company and employees from litigation?
