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Question 1 of 18
1. Question
Ethical business practices are good for the insurance industry for which of the following reasons?
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Question 2 of 18
2. Question
Compliance measures dictate which of the following?
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Question 3 of 18
3. Question
Compared to compliance regulations, ethics offers which of the following?
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Question 4 of 18
4. Question
If the agent performs an action outside of his express authority and the principal condones or does not actively discourage this action, that agent has which type of authority?
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Question 5 of 18
5. Question
Which of the following is a fiduciary duty of the agent to the insurer?
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Question 6 of 18
6. Question
In insurance terms, an agent is the agent for which of the following parties?
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Question 7 of 18
7. Question
When constructing and selling policies, ethics demands an agent do which of the following?
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Question 8 of 18
8. Question
When it comes to ethical considerations, how do the responsibilities of a broker to a client differ from those of an agent to a client?
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Question 9 of 18
9. Question
Which of the following is a party to whom the producer should remain ethically responsible?
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Question 10 of 18
10. Question
The IAIS and the IMSA are two organizations that are attempting to do which of the following?
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Question 11 of 18
11. Question
Suitability refers to which specific relationship?
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Question 12 of 18
12. Question
Needs-based selling is another way to describe which of the following?
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Question 13 of 18
13. Question
Which of the following are practices that lead to increased suitability?
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Question 14 of 18
14. Question
At the very minimum, what does an agent owe to every client?
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Question 15 of 18
15. Question
Negligence is commonly a problem caused by which of the following?
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Question 16 of 18
16. Question
When managing a policy, it is best to document which of the following?
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Question 17 of 18
17. Question
When a producer is creating his or her own personal code of ethics, which of the following is a good exercise to determine a producer’s relationship with his or her clients?
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Question 18 of 18
18. Question
What ethical responsibilities do clients have towards their producers?
