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Congratulations, you’ve passed Insurance Claims Handling Basics!
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Question 1 of 10
1. Question
Which broad term can be used to refer to any action that seeks to identify or reduce the costs of loss claims?
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Question 2 of 10
2. Question
Why should an agent or adjuster try to stay up to date on current claims events?
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Question 3 of 10
3. Question
The agent, accident, or action that directly causes a loss is known as which of the following?
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Question 4 of 10
4. Question
A carrier must do which of the following in order to be successful?
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Question 5 of 10
5. Question
Which of the following is true of independent adjusters?
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Question 6 of 10
6. Question
What is the first thing an insurer must investigate before taking on a claim?
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Question 7 of 10
7. Question
Which party bears the burden of proving that a loss took place?
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Question 8 of 10
8. Question
If an insurer fails to adequately investigate a claim or makes an unreasonable refusal to pay, that insurer could be accused of operating in which of the following ways?
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Question 9 of 10
9. Question
If an insurer has subrogation rights to a loss which of the following is true?
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Question 10 of 10
10. Question
Though adjusters should not tell a client to perform any repairs, they should encourage their claimants to do which of the following?
