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Question 1 of 38
1. Question
An agent’s two basic duties are to:
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Question 2 of 38
2. Question
Which of the following is true of “complete” insurance protection?
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Question 3 of 38
3. Question
When a client does not know the meaning of a policy provision, who can they rely on to help them understand?
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Question 4 of 38
4. Question
How does an agent’s standard of care change after they have been handling a client’s business for an extended period of time?
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Question 5 of 38
5. Question
Which of the following is not a kind of producer described in this course?
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Question 6 of 38
6. Question
General agents have more of which of the following when compared to other producers?
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Question 7 of 38
7. Question
Local agents are thought of as representatives of which party?
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Question 8 of 38
8. Question
Brokers are thought of as representatives of which party?
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Question 9 of 38
9. Question
Surplus agents are used for which of the following types of insurance?
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Question 10 of 38
10. Question
A producer that cannot bind and usually focuses on finding prospective clients is know as which of the following?
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Question 11 of 38
11. Question
Agents that are considered “ostensible agents” do which of the following?
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Question 12 of 38
12. Question
Insurance companies are always attempting to do which of the following?
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Question 13 of 38
13. Question
When it comes to agency relationships, courts and the law generally lean towards which of the following?
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Question 14 of 38
14. Question
Agents encounter huge problems in which of the following ways?
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Question 15 of 38
15. Question
Agents should always have a disclosure agreement to help establish which of the following?
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Question 16 of 38
16. Question
Which of the following accurately describes an agent?
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Question 17 of 38
17. Question
Which of the following accurately describes a broker?
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Question 18 of 38
18. Question
When acting as a broker, a producer owes a much higher standard of care to which of the following?
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Question 19 of 38
19. Question
An agent that gives the impression of special expertise about something is considered to be which of the following?
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Question 20 of 38
20. Question
Essentially, most agent wrongdoings stem from which basic conflict?
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Question 21 of 38
21. Question
Which of the following is a primary breach of contract?
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Question 22 of 38
22. Question
An agent should notify a client in which of the following scenarios?
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Question 23 of 38
23. Question
An agent can NOT be held liable for which of the following?
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Question 24 of 38
24. Question
Expert witnesses that are brought into court proceedings that involve agent negligence are typically there to prove which of the following?
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Question 25 of 38
25. Question
Bad faith can be hard to define because it is based around the concept of an agent NOT being which of the following?
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Question 26 of 38
26. Question
Relationship liability generally occurs on which of the following front(s)?
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Question 27 of 38
27. Question
An agent that claims to be an expert is leaving himself open for which of the following?
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Question 28 of 38
28. Question
Which of the following is true of scenarios where an agent professes special knowledge then fails to deliver?
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Question 29 of 38
29. Question
Which of the following is one of the easiest ways for agents to stop lawsuits in their tracks?
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Question 30 of 38
30. Question
Which of the following is true of lawsuits against agents?
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Question 31 of 38
31. Question
Negligence on the part of the agent towards the INSURER typically involves which of the following?
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Question 32 of 38
32. Question
Which of the following is typically true?
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Question 33 of 38
33. Question
What circumstance can lead to an agent being held liable for an insurer’s insolvency?
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Question 34 of 38
34. Question
Insurer insolvency and misrepresentation cases overlap in which of the following ways?
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Question 35 of 38
35. Question
Statements of confidence are dangerous for agents for which of the following reasons?
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Question 36 of 38
36. Question
Why should agents be especially careful with their advertising materials?
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Question 37 of 38
37. Question
If a policy is ambiguous on a certain point, which party is most likely to get the benefit of the doubt?
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Question 38 of 38
38. Question
Agents that are considered “actual agents” have what type of authority from the insurer?
