Quiz Summary
0 of 25 Questions completed
Questions:
Information
|
You must fill out this field. |
|
|
You must fill out this field. |
|
|
You must fill out this field. |
You have already completed the quiz before. Hence you can not start it again.
Quiz is loading…
You must sign in or sign up to start the quiz.
You must first complete the following:
Results
Results
0 of 25 Questions answered correctly
Time has elapsed
You have reached 0 of 0 point(s), (0)
Earned Point(s): 0 of 0, (0)
0 Essay(s) Pending (Possible Point(s): 0)
Categories
- Not categorized 0%
-
Sorry, but you failed to meet the minimum passing requirements for this course.
Please review the course materials and try again.
-
Congratulations, you’ve passed Overview of Legal and Ethical Guidelines!
You Must Select The “Click Here To Continue” Button (below) to Record Your Results
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10
- 11
- 12
- 13
- 14
- 15
- 16
- 17
- 18
- 19
- 20
- 21
- 22
- 23
- 24
- 25
- Current
- Review
- Answered
- Correct
- Incorrect
-
Question 1 of 25
1. Question
Agents that are considered “actual agents” have what type of authority from the insurer?
-
Question 2 of 25
2. Question
When it comes to agency relationships, courts and the law generally lean towards which of the following?
-
Question 3 of 25
3. Question
Which of the following accurately describes an agent?
-
Question 4 of 25
4. Question
An agent that gives the impression of special expertise about something is considered to be which of the following?
-
Question 5 of 25
5. Question
An agent should notify a client in which of the following scenarios?
-
Question 6 of 25
6. Question
Bad faith can be hard to define because it is based around the concept of an agent NOT being which of the following?
-
Question 7 of 25
7. Question
Which of the following is true of scenarios where an agent professes special knowledge then fails to deliver?
-
Question 8 of 25
8. Question
How does an agent’s standard of care change after they have been handling a client’s business for an extended period of time?
-
Question 9 of 25
9. Question
Negligence on the part of the agent towards the INSURER typically involves which of the following?
-
Question 10 of 25
10. Question
Insurer insolvency and misrepresentation cases overlap in which of the following ways?
-
Question 11 of 25
11. Question
If a policy is ambiguous on a certain point, which party is most likely to get the benefit of the doubt?
-
Question 12 of 25
12. Question
Which party do brokers primarily represent?
-
Question 13 of 25
13. Question
What is the main reason for insurance companies to tightly define an agent’s authority?
-
Question 14 of 25
14. Question
Which document helps establish the client’s agency status?
-
Question 15 of 25
15. Question
What type of liability occurs when an agent claims to be an expert?
-
Question 16 of 25
16. Question
What is the potential liability for an agent who promises coverage that exceeds or exaggerates the policy?
-
Question 17 of 25
17. Question
When can an agent be held liable for an insurer’s insolvency?
-
Question 18 of 25
18. Question
What potential consequences can agents face for advertising violations?
-
Question 19 of 25
19. Question
Local agents are thought of as representatives of which party?
-
Question 20 of 25
20. Question
What is the primary reason why agents should have professional liability insurance?
-
Question 21 of 25
21. Question
What is the general responsibility of agents and brokers regarding the financial stability of insurers?
-
Question 22 of 25
22. Question
In which scenario can an agent be held liable for false promises about the provisions of an insurance policy?
-
Question 23 of 25
23. Question
Brokers are thought of as representatives of which party?
-
Question 24 of 25
24. Question
What potential liability can agents face if they fail to fulfill promises or commitments made to clients?
-
Question 25 of 25
25. Question
What is the primary objective of agents when recommending coverage options to clients?
