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Target Ethics
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Question 1 of 25
1. Question
Ethics is the study of what?
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Question 2 of 25
2. Question
Policy replacement may be in the insured’s best interests for which of the following reasons?
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Question 3 of 25
3. Question
What is the cause of most unethical behavior?
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Question 4 of 25
4. Question
Generally, how does a successful insurance professional treat personal intuition?
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Question 5 of 25
5. Question
What tops the list of inner attitudes that lead to an ethical lifestyle?
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Question 6 of 25
6. Question
The creation of FINRA merged the rules and regulatory functions of what two groups?
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Question 7 of 25
7. Question
Do unto others as they would have you do unto them” is known as what?
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Question 8 of 25
8. Question
Ethical themes that apply to insurance work and the insurance professional include all of the following EXCEPT which one?
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Question 9 of 25
9. Question
An insurer clearly grants an agent authority, either orally or in writing. What is this called?
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Question 10 of 25
10. Question
The Gramm-Leach-Bliley Act privacy provisions require that financial institutions must do all of the following EXCEPT which one?
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Question 11 of 25
11. Question
All of the following statements regarding the ethics of replacement are true EXCEPT which one?
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Question 12 of 25
12. Question
Which of the following is NOT a basic question that an insurance professional must ask when applying a personal ethical code?
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Question 13 of 25
13. Question
What happens if an applicant knowingly makes false or deceptive statements on an application?
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Question 14 of 25
14. Question
Which of the following is NOT a reason an agent should choose to study ethics?
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Question 15 of 25
15. Question
Why does policy replacement call for sound ethical judgment?
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Question 16 of 25
16. Question
What is the name of the organization that was created from the merger of NASD and the regulatory section of NYSE?
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Question 17 of 25
17. Question
What is the first purpose of insurance laws?
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Question 18 of 25
18. Question
Consumers may believe—rightly or not—that an insurance agent has certain attributes and authority simply by virtue of representing an insurer, or even by the things the agent says. This is an example of which of the following?
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Question 19 of 25
19. Question
Which of the following statements regarding full disclosure is NOT true?
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Question 20 of 25
20. Question
All of the following correctly state legal requirements with respect to insurance advertising EXCEPT which one?
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Question 21 of 25
21. Question
What is the Platinum Rule?
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Question 22 of 25
22. Question
Which of the following is the rating service supported by the National Association of Insurance Commissioners with information provided by state insurance departments?
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Question 23 of 25
23. Question
Which one of the following statements is NOT true?
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Question 24 of 25
24. Question
What theme in ethical philosophy posits that people use an innate moral sense to recognize “The Good”?
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Question 25 of 25
25. Question
What federal law specifically addresses the privacy of consumer health information?
