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Question 1 of 25
1. Question
What federal law specifically addresses the privacy of consumer health information?
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Question 2 of 25
2. Question
According to sociologist Bernard Barber, professional behavior includes all of the following attributes EXCEPT which one?
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Question 3 of 25
3. Question
Which of the following is NOT true regarding the concept of a professional code of ethics?
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Question 4 of 25
4. Question
Policy replacement may be in the insured’s best interests for which of the following reasons?
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Question 5 of 25
5. Question
Which insurance code is required by insurance professionals so they can “own” it and be committed to its principles?
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Question 6 of 25
6. Question
What is the cause of most unethical behavior?
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Question 7 of 25
7. Question
Because the language of the insurance industry is often specialized jargon, insurance agents must do which of the following?
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Question 8 of 25
8. Question
Legally, who do insurance agents and brokers represent?
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Question 9 of 25
9. Question
Generally, how does a successful insurance professional treat personal intuition?
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Question 10 of 25
10. Question
The study of ethics must necessarily be what?
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Question 11 of 25
11. Question
When selling a replacement policy, what must an agent NOT do?
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Question 12 of 25
12. Question
Before all else, if you work in the insurance industry, you should consider yourself to be what?
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Question 13 of 25
13. Question
What tops the list of inner attitudes that lead to an ethical lifestyle?
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Question 14 of 25
14. Question
Which statement does NOT describe commitment?
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Question 15 of 25
15. Question
If an insurance professional fails to research an insurer’s financial condition before selling a policy to a client, what has that professional failed to exercise?
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Question 16 of 25
16. Question
The creation of FINRA merged the rules and regulatory functions of what two groups?
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Question 17 of 25
17. Question
Ideally, we could diagram an insurance professional’s ethical considerations as concentric circles, with the personal code embracing what other circle(s)?
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Question 18 of 25
18. Question
What is one reason Americans seem to love pragmatism?
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Question 19 of 25
19. Question
Which division of philosophy holds the position that certain actions are always good or right?
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Question 20 of 25
20. Question
Ethical themes that apply to insurance work and the insurance professional include all of the following EXCEPT which one?
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Question 21 of 25
21. Question
For the most part, who makes the laws governing the actions of insurance agents?
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Question 22 of 25
22. Question
What is the general term for a person who holds things in trust for others?
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Question 23 of 25
23. Question
Which of the following statements regarding full disclosure is NOT true?
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Question 24 of 25
24. Question
An agent gives written or oral statements that do not accurately represent policy terms and conditions. What is this called?
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Question 25 of 25
25. Question
According to the Fair Credit Reporting Act, all of the following represent prohibited information that may not be included in any consumer report EXCEPT which one?
