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Question 1 of 4
1. Question
Banding refers to discounts in universal life mortality charges for which of the following?
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Question 2 of 4
2. Question
Because of a substandard underwriting classification, an individual may have an increase to the mortality charge. The extra charge is referred to as a ______.
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Question 3 of 4
3. Question
Which of the following may affect the mortality charge on a per thousand basis?
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Question 4 of 4
4. Question
The cost of insurance refers to the _____ charge in a universal life policy.

