Alabama Insurance Agent Continuing Education and Renewal Requirements

General Requirements

Alabama Major Lines Licensed Producers must take 24 Credit Hours of Approved Continuing Education every 2 years, prior to their Expiration Date. At least 3 of the 24 credit hours must be approved for Ethics Training.

Major Lines include: Life, Health, Property, Casualty, Personal Lines, and Variable Annuity and Variable Life. Producers licensed in multiple lines are only required to meet the same requirements as producers with single lines of licensing.

Alabama CE Requirements are “Non-License Type Specific.” Producers can take courses in any subject matter as long as:

• 1) They are approved by the Alabama Department of Insurance
• 2) At least 3 of credit hours are approved for ethics training

Continuing education requirements must be completed every 2 years, on or before the last day of the licensee’s birth month.

For Renewal Applications: Effective December 15, 2015, ALL Individual Resident and Non-Resident Alabama applicants who expire as of February 29, 2016 or thereafter must submit proof of citizenship by clicking here before their license is renewed.

Exemptions

• • Non-residents of reciprocal states who have met the home state’s CE requirements.

• Any producer whose license is limited to acting only as a producer for credit insurance, rental vehicle insurance, crop, portable electronic, travel, motor club, dental services, and legal services, or any combination thereof.
• Newly licensed producers, service representatives, adjusters or title insurance agents licensed within 12 months of the renewal date.

Other License Type Requirements

Special Training Requirements

Property and Casualty Agents

Flood Training

Producers who authorized to sell Flood Insurance must complete a one-time, 3 Hour Continuing Education course related to NFIP (National Flood Insurance Program).

Life and Health Agents

Annuity Training

Any producer who sells, solicits or negotiates an Annuity Product must complete a one-time, 4 Hour Annuity Suitability Training course prior to selling.

Long Term Care

A producer may not sell, solicit or negotiate a Long-Term Care policy unless they have completed an initial 8 Hour Long Term Care Training course. These agents must also complete a 4 Hour Long Term Care Training course course every compliance period following.

Renewal Guidelines

Your License is Eligible for Renewal during your “License Renewal Period”. The License Renewal Period for Alabama Licensed Producers begins 45 Days prior to their Expiration Date. There are 2 Options for Renewing your license:

• 1) Online through NIPR, located here: AL Agent Renewal (NIPR)
• 2) Online through Vertifore (Sircon): AL Agent Renewal (Sircon)

BetterCE License Renewal Service. BetterCE can process your renewal on your behalf for a fee of $10. Simply contact our office when you are ready to renew and we will process your application on your behalf.