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How to Reinstate Your Texas Insurance License

Posted on 09.20.22

To keep a resident insurance license active in Texas, all major-lines licensed insurance agents are required to do 2 things, every 2 years: Complete the required continuing education of 24 credits, and renew their insurance license. This must be done every 2 years, prior to the licensee’s expiration date. Specific renewal requirements can be viewed on our article: How Do I Renew My Insurance License in Texas

So what happens if you don’t complete your Texas renewal requirements in time and need to reinstate your Texas insurance license? This article covers the penalties and options available for keeping your Texas insurance license active if you failed to meet the renewal requirements prior to your license expiration date.

Texas Insurance License Expiration and Reinstatement

Agents who do not complete their renewal requirements (CE and renewal app) prior to their license expiration date have up to 90 days to keep their license active. To do so, they must complete any outstanding CE requirements, and pay a fine of $50 for each credit hour they were deficient ($500 max). They must also submit their renewal application and fees ($50), along with a penalty of one-half of the original renewal application fee ($25). Again, this must be done within 90 days of the license expiration date.

Agents who do not complete the renewal requirements within the 90 days following their license expiration date will have their license inactivated; however, they still have up to 1 year to reapply for their expired license without having to retake the licensing examination. To do so, they must still complete the required CE, pay the fine of $50 per deficient credit hour, submit and pay the fees for an original application fee, plus a penalty fee of one-half of the original application fee.

Agents who do not reinstate their Texas insurance license within 1 year can still reinstate their license but are required to retake and pass the licensing examination, pay original license fees, and complete unfinished CE from prior licensing period, or pay fines for not doing so. The application can be found at NIPR Texas State Requirements or Sircon Renew or Reinstate Insurance License.

Exemptions From or Extensions to CE Requirements

Note that an agent can file for an exemption or extension of time to complete continuing education due to illness, medical disability, active military duty in a combat theater, or other circumstances, but they must do so in advance of the license expiration date. There is also an exemption from continuing education for those who have been continuously licensed for 20 years. To request an exemption or extension, you’ll need to submit this form: Texas Application for Continuing Education Exemption of Extension.

For further information on Texas insurance continuing education requirements, see our article How Do I Renew My Insurance License in Texas.

Don’t Let Your Insurance License Expire – Sign Up for Continuing Education Now

Whether you’re able to renew on time, or, you’ll likely need to complete at least some of the continuing education requirements. We’ve got you covered with both online training and webinars.

The online training is self-paced and delivered to your computer, tablet, and smartphone. The quizzes and exams are scored instantly, and you can take them as many times as necessary to pass. Plus, you can return to the training whenever it is convenient. The course progress bar tells you exactly where you left off. This is a relatively quick way to accomplish your CE requirements.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times through the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams.

You’ll need to select at least 12 hours of training via webinars to satisfy the Texas requirement for courses taken in a classroom setting or equivalent. Up to 12 hours can be obtained through online courses.

We’ve got you covered with all the courses you need. You can find the complete listing in Texas Insurance Continuing Education Course Catalog.

Completion Reported the Same Day

Note that your continuing education course credits will be reported directly to the Texas Department of Insurance on the same day you complete the training. So, we’ve got you covered when you’re trying to complete your training quickly.

8 Benefits of Insurance Continuing Education Webinars

Posted on 09.12.22

Here at Better CE, we’ve been offering webinars for years, and in that time, we’ve come to appreciate the benefits they provide of distance learning for insurance agents’ continuing education. This article summarizes those benefits to help determine the best way to complete your required insurance continuing education.

What Is a Webinar?

A webinar is an online instructor-led presentation using video conferencing. Instructors share their screens, files, and knowledge via audio and video. It is conducted in real-time, which allows students to interact by asking questions and receiving answers, helping them and their fellow students better understand the content.

Benefits of Insurance Continuing Education Webinars

There are a number of benefits of webinar training in general as well as insurance continuing education in particular.

No Travel Time or Cost. Webinars are delivered to you via any computer, smartphone, or tablet with an Internet connection wherever you may be. That means there is no travel time, hassle, or cost involved. You only need to dedicate your time to the actual presentation.

Top-Notch Instructors. Webinars can leverage the best of the best when it comes to instructors. Since there’s no need to travel around the country to many different locations, a single instructor can deliver the presentation on the topics where they have superb expertise and experience.

Highly Engaging Presentations. Those top-level instructors do their best to deliver engaging content for their audiences, where they get real-time feedback with questions and discussions. They no longer need to trudge from one city to the next to deliver their presentations.

Reach a Wide Audience. A webinar can reach a wider audience worldwide without travel or meeting location. This is primarily a benefit for the organization delivering the webinar, but it also helps engage a broad audience who can enhance classroom discussions.

Meet Classroom and Classroom-Equivalent Requirements. Many states mandate classroom or classroom-equivalent attendance for the student to receive insurance continuing education credits. Fortunately, almost every state insurance regulator now approves live webinars as if they were traditional classroom courses.

Attendance Verification. With no travel or meeting room, you’d think that verifying attendance for insurance agents’ continuing education would be challenging. Here at BetterCE, attendance is confirmed by requiring students to check in randomly throughout the webinar. And students are not seen on screen, so you can even wear those fuzzy bunny slippers you love so much!

No Quizzes or Final Exams. With webinars, your in-person attendance and participation are the only requirements. There are no quizzes or final exams. There are no required reading materials and no final exam monitor requirements. It couldn’t get easier.

Helping You Succeed. Completing your CE credits is one thing. Helping you succeed in your profession is yet another. With webinars and online training, you’re experiencing the best training available to advance your expertise and serve your clients better.

You can find the BetterCE continuing education webinars available in our course catalog. Simply select your state, and you can view our list of upcoming webinars, as well as view our text-based courses and complete compliance packages. Our course catalog pages also offer every resource agents need to manage their insurance license. You can view your renewal requirements, check your license status, view your CE transcript, and even access your renewal application.

Certificates of course completion are generated shortly after course completion. And we report your continuing education course credits to the state insurance department the very same day you complete the training.

We also offer online text-based self-paced training. See our blog article Differences Between Webinar Courses and Traditional Online Text-Based Courses for further information on finding just the right balance of coursework for your continuing education.

Benefits of Both Types of Continuing Education

While each type of coursework has its distinct advantages, they both bring continuing education to you, wherever you are, via the Internet. Both are state-approved for continuing education credits and reported the same day they are earned. Plus, they both offer the highest levels of licensing and compliance support available.

Now is the Time to Start Your Continuing Education

The good news is that we’ve got you covered with all the courses you need in the format that best fits your available time and your preferred learning style, whether online text-based courses or webinars.

We offer complete compliance packages to make course selection super easy. We also offer individual courses so that you can pick and choose the type of training that best meets your learning needs.

Start today with Better CE. Select all the courses you need with one click on our Course Catalog Page!

Have a question or need assistance? Phone 1-888-501-7330 for our customer care team. We also respond to emails as well as via our Contact Form. You can also sign up for convenient license renewal reminders on our contact page.

Bulletin: New Wisconsin Law and Training Requirements for Annuity Sales

Posted on 08.18.22

The Wisconsin Department of Insurance has announced new training requirements for intermediaries (agents) who sell annuity products. This is in response to a new law that substantially revises the standards that agents must adhere to when recommending annuity products.

What Has Changed?

The standards used by agents for determining the appropriateness of annuity products for consumers are changing significantly. Under the new standards, agents must act in the “Best Interest” of the consumer by meeting the law’s care, conflict of interest, and disclosure obligations. In addition, agents must undergo special training on these new requirements.

When Does This Happen?

The new standards take effect on October 1, 2022. Agents must complete special training on the new Wisconsin requirements prior to April 1, 2023. Agents who have taken the previous 4-hour annuity training course only need to take a 1-hour update course on the new standards. Agents who have not previously taken the 4-hour annuity training must take an updated 4-hour version of the course, which instructs them on the new, “Best Interest” sales requirements.

BetterCE has recently received approval for the new, 1-hour “Best Interest” update course. It is available now: Wisconsin Annuity Sales Best Interest Training Course.

The Wisconsin Department of Insurance recently issued a bulletin providing additional background and details about the new standards and training requirements. A copy of this bulletin can be located on the WI DOI site, here: WI ANNUITY BEST INTEREST BULLETIN

How to Keep Your Insurance License Active in Wisconsin

Posted on 08.04.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Wisconsin. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 60 days prior to the license expiration date. Your license expiration date is every 2 years, on the last day of your birth month. If you are not certain of your license expiration date year, you can find it at NAIC License Manager, select Wisconsin.

Now that you know your license expiration date and year, there are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Wisconsin Office of the Commissioner of Insurance requires that all resident, major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Accident, and Health; Property; Casualty; and Personal Lines coverages. Of the 24 credits required, at least 3 credits must be approved for ethics.

There are special training requirements for agents who sell long-term care, annuity products, or flood insurance.

Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Agents selling annuity products need to complete a 4-hour annuity suitability course prior to selling.
Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Wisconsin insurance license. This must be done on or prior to your license expiration date but not more than 60 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Wisconsin License Renewal.

Now is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Wisconsin Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Wisconsin Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Wisconsin Office of the Commissioner of Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Missouri

Posted on 07.29.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Missouri. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is on the last day of your birth month.

There are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Missouri Department of Insurance requires that all major lines licensed agents complete 16 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Accident and Health, Property, Casualty, and Personal Lines. Of the 16 credits required, at least 3 credits must be approved for ethics.

Missouri course requirements are “license type-specific.” This means agents must take courses specifically approved for their license type. As one example, agents who hold a life insurance license only must take courses approved for life insurance agents. Agents who hold more than one type of license (Life and Property, for example) can take courses approved for at least one of the license types held, or a combination of courses approved for both of the license types held.

Special training requirements exist for agents selling long-term care or flood insurance.

Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Missouri insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Missouri License Renewal or Sircon License Renewal.

Now is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 16 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Missouri Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Missouri Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Missouri Department of Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Oregon

Posted on 07.22.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Oregon. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is on the last day of your birth month.

There are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Oregon Department of Financial Regulation requires that all major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Health, Property, Casualty, Variable Lines, and Personal Lines. Of the 24 credits required, at least 3 credits must be approved for ethics, and at least 3 credits must be taken in courses approved for Oregon statutes and administrative rules.

Oregon course requirements are “license type-specific.” This means agents must take courses specifically approved for their license type. As one example, agents who hold a life insurance license only must take courses approved for life insurance agents. Agents who hold more than one type of license (Life and Health, for example) can take courses approved for at least one of the license types held, or a combination of courses approved for both of the license types held.

Special training requirements exist for agents selling long-term care, annuity, or flood insurance.

Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Any producer who sells Annuity products must complete a one-time 4-hour annuity suitability training prior to selling.
Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Oregon insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Oregon License Renewal or Sircon License Renewal.

Now is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Oregon Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Oregon Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Oregon Department of Financial Regulation the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

It’s important to note that per Oregon law, no more than 8 hours of continuing education credit can be given in any one day. So don’t wait to start, and don’t try cramming the required training into just a few days.

Summary of Steps to Keep Your Insurance License Active in Oregon

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Utah

Posted on 06.27.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Utah. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date. If you are not certain of your license expiration date year, you can find it at License Application/Renewal Status Inquiry.

Now that you know your license expiration date and year, there are only two steps required to keep your insurance license active in Utah:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Utah Insurance Office requires that all resident, major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Accident, and Health; Property; Casualty; Variable Contracts; and Personal Lines coverages. Of the 24 credits required, at least 3 credits must be approved for ethics.

There is also a requirement that 12 hours must be classroom-based unless the courses are categorized as “Classroom Equivalent”. All BetterCE courses are Classroom Equivalent courses. So, you can complete all 24 credit hours online with BetterCE.

There are special training requirements for agents who sell long-term care or flood insurance.

Agents who sell long-term care policies must complete an initial 3-hour long-term care course prior to selling and then a 3-hour long-term care training every renewal period following.
Property and Casualty Agents who sell flood insurance must complete a one-time 5-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Utah insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Utah License Renewal or Sircon License Renewal.

Now is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Utah Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Utah Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Utah Insurance Office the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Utah

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Alabama

Posted on 06.22.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Alabama. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is on the last day of your birth month.

There are only two steps required to keep your insurance license active in Alabama:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Alabama Insurance Department requires that all major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Health, Property, Casualty, Personal Lines, Variable Annuity, and Variable Life coverages. Of the 24 credits required, at least 3 credits must be approved for ethics.

Remember that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Health, and Property, you only need to do 24 credits total, 3 of which need to be in ethics.

Special training requirements exist for agents selling long-term care, annuity, or flood insurance.

Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Any producer who sells Annuity products must complete a one-time 4-hour annuity suitability training prior to selling.
Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Alabama insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Alabama License Renewal or Sircon License Renewal.

Now is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Alabama Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Alabama Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Alabama Insurance Department the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Alabama

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in New York

Posted on 05.24.22

This article covers all the steps you’ll need to follow to keep your insurance license active in New York. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 180 days prior to the license expiration date. Your license expiration date is your birthdate on either an odd-numbered year if you were born on an odd-numbered year or an even-numbered year if you were born on an even-numbered year.

If you are not certain of your license expiration date, you can find it on the New York Department of Financial Services Licensee Portal.

Now that you know your license expiration date and year, there are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The New York Department of Financial Services requires that all major lines licensed agents complete state-approved continuing education every two years. Single lines licensed agents and brokers must complete 15 credits in life/health or property/casualty, depending on their license.

Multiple lines licensed agents and brokers, life/health and property/casualty, must complete 30 credits with 15 credits in each line category or 15 total if the courses are approved as “bridge” courses.

Agents must also complete 1-hour of insurance law, 1-hour of ethics training, and 1-hour of diversity, inclusion, and elimination of bias training. If you’re licensed in property/casualty, you must complete 1-hour of flood insurance continuing education. If you sell flood insurance through NFIP, you must complete a 3-hour enhanced flood course.

Note that agents cannot receive credits for the same courses taken in prior renewal periods. Any excess credits are not eligible to be carried over to future renewal periods. There is also an exemption for CE requirements for licensees who are called to military duty.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your New York insurance license. This must be done on or prior to your license expiration date but not more than 180 days in advance of your expiration date.

You can access your renewal application and file it online at the New York Department of Financial Services Licensee Portal.

Now is the Time to Start Your Continuing Education

Even with a full two years to accumulate your continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our New York Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: New York Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the New York Department of Financial Services the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in New York

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Tennessee

Posted on 05.05.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Tennessee. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years you need to renew your insurance license. This must be done within 45 days prior to the license expiration date. Your license expiration date is the last day of your birth month. If you are not certain of your license expiration date year, you can find it at Tennessee Agent Lookup

Now that you know your license expiration date and year, there are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Tennessee Department of Commerce & Insurance requires that all resident, major lines licensed agents complete 24 credit hours of state-approved continuing education, every two years. “Major lines licensed”, are those agents who are licensed to sell one or more of the 5 major lines of coverage: Life, Accident and Health; Property; Casualty; and Personal Lines coverages. Of the 24 credits required, at least 3 credits must be approved for ethics.

Keep in mind that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Accident, and Health, you only need to do 24 credits total, 3 of which need to be in ethics. There are some special training requirements for agents who sell long-term care, annuity products, or flood insurance. Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling any products, and then a 4-hour long-term care training every renewal period following. Agents selling annuity products need to complete a 4-hour annuity suitability course prior to selling.

Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

If you’ve been especially diligent in completing your continuing education to the point of taking over 24 hours, you can carry over excess hours, up to 12, to the next renewal period.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Tennessee insurance license. This must be done on or prior to your license expiration date but not more than 45 days in advance of your expiration date.

You can access your renewal application and file it online at either NIPR Tennessee License Renewal or at Sircon License Renewal.

Now is the Time to Start Your Continuing Education

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Tennessee Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Tennessee Department of Commerce & Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Tennessee

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

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