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What Are My Connecticut Insurance License Renewal Requirements?

Posted on 03.20.23

This article covers all the steps you’ll need to follow to renew your insurance license in Connecticut. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is the last day of your birth month.

There are only two steps required to keep your license active:

Complete the Connecticut insurance license required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Connecticut Insurance License Required Continuing Education

The Connecticut Insurance Department requires all major lines licensed agents to complete 24 credit hours of state-approved continuing education every two years. Major lines are agents licensed to sell: Life, Accident, and Health; Property; Casualty; and Personal Lines. Of the 24 credits required, at least 3 must be approved for ethics.

Agents can take courses in any subject matter as long as they are approved by the Connecticut Insurance Department, and at least 3 credits are done in the category of Ethics. Remember that no matter how many licenses you hold, you only need to do a maximum of 24 credits. For example, if you are licensed in Life, Accident, and Health as well as Property, you only need to do 24 credits total, 3 of which must be in ethics.

There are special training requirements for agents who sell long-term care, annuity, and flood insurance products.

Life and Health Agents who sell long-term care policies must complete a prerequisite online course, pass the exam for that course, and complete a 4-hour classroom course conducted by the Connecticut Partnership Staff.
Life and Health Agents who sell, solicit, or negotiate an annuity product must complete a one-time 4-hour annuity suitability course prior to selling.
Property and Casualty Agents who sell flood insurance must complete a 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Connecticut will waive the CE requirements for those serving in the U.S. military on active duty outside the state during a substantial part of the compliance period.

Step #2: Submit Your Connecticut Insurance License Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Connecticut insurance license. This must be done prior to your license expiration date but not more than 90 days in advance of the expiration date. The Connecticut insurance license renewal fee is $160. If the CE requirements are completed after the expiration date, or the renewal application is submitted late, the late renewal fee is $320. You have one year after the expiration date to file for late renewal. After one year, you will be required to complete a pre-licensing education course and pass the exam prior to submitting the reinstatement application.

You can access your renewal application and file it online at NIPR Connecticut License Renewal.

Now is the Time to Start Your Continuing Education

Even with two full years to accumulate your 24 hours of continuing education, there’s no reason to wait to start. BetterCE has you covered with all the courses you need. The complete listing is in our Connecticut Insurance Continuing Education Course Catalog.

The online training is self-paced and delivered to your computer, tablet, and smartphone. The quizzes and exams are scored instantly, and you can take them as many times as necessary to pass. Plus, you can return to the training whenever it is convenient. The course progress bar tells you exactly where you left off.

Our webinar courses are instructor-led and delivered live using video conferencing. You must be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. The advantages of webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Connecticut Webinar Catalog. Find out more about the advantages of webinars in our article The Power of Webinars for Insurance Continuing Education.

Completions Reported the Same Day

Our office will report your continuing education course credits to the Connecticut Insurance Department the same day you complete the training. So, if you’re rushing to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Connecticut Insurance License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. So here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to renew your Connecticut insurance license is easily accessible through our website. If not, call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. So sign up now for the most trusted and convenient solution for keeping your license active.

What Are the Late Fees and Penalties if I Don’t Renew My Ohio Insurance License on Time?

Posted on 03.07.23

Ohio major-lines licensed insurance agents must complete their continuing education requirements every two years before their license expiration date to be eligible to renew their license. Our article How to Keep Your Insurance License Active in Ohio details continuing education renewal requirements.

If you don’t complete your continuing education on time, you will not be able to renew your license, and if you continue to delay, your license is subject to being canceled. This article provides further insight into late fees, penalties, and how to reinstate your Ohio insurance license.

Ohio Insurance License Expiration, Late Renewal, and Reinstatement

The Ohio Department of Insurance sends license renewal notifications via email. They are sent to the email address on file approximately 90 days, 60 days, and 30 days prior to a license expiration date. The insurance license expiration date is every two years on the last day of the licensee’s birth month.

Your insurance license in Ohio is eligible for renewal 90 days before the license expiration date, but only if all your continuing education requirements are completed.

Ohio Insurance License Renewal Late Fees and Penalties

So, what happens if you don’t renew your license prior to your license expiration date? Fortunately, the Ohio Department of insurance does grant agents an additional 30 days to complete any outstanding CE and submit an application for late renewal, but there is a fee of $50 to do so. After 30 days, the agent’s license is suspended and they are prohibited from transacting any insurance business. Agents still have up to one year from their original license renewal/expiration date to reinstate their license, but they must complete any outstanding CE due, and pay a reinstatement fee of $100. Beyond 1 year, the license is canceled and the agent must relicense (take pre-licensing course and exam) to be eligible to transact insurance.

Just recall what was required to get licensed in the first place. You had to take a pre-licensing course that required 20-40 hours of your time. You had to study for the exam for many more hours, and then sit for and hopefully pass the exam. Aside from the time commitment, consider the fees that have to be paid for each of these steps and the costs run into the many hundreds of dollars! It seems pretty obvious that a wiser course would be to renew your license on time and keep it active. Even if you aren’t currently working in insurance, it’s well worth your time and money to keep your license active.

Don’t Let This Happen to You — Sign Up for Continuing Education Now

We’ve got you covered with both online training and webinars. That makes completing all the requirements for renewing or reinstating your license quick and easy.

The online training is self-paced and delivered to your computer, tablet, and smartphone. The quizzes and exams are scored instantly; you can take them as many times as necessary to pass. Plus, you can return to the training whenever it is convenient. The course progress bar tells you exactly where you left off. This is a relatively quick way to accomplish your CE requirements.

For more information, see our article Differences Between Webinar Courses and Traditional Online Text-Based Courses.

We’ve got you covered with all the courses you need. The complete listing is in our Ohio Insurance Continuing Education Course Catalog. Also, check out our Ohio Webinar Catalog.

Completions Reported the Same Day

Note that your continuing education course credits will be reported directly to the Ohio Department of Insurance on the same day you complete the training. So, we’ve got you covered when you’re trying to complete your training quickly.

BULLETIN: New Anti-Fraud Training Requirement for California Insurance Agents and Brokers

Posted on 03.06.23

Please be advised that effective March 1, 2023 all California agents and brokers must complete a 1-hour Anti-Fraud Awareness Training Course as part of their ethics training requirement. This applies to all agents and brokers who renew, or late renew their license after March 1, 2023. It is important to point out that agents who have an expiration date occurring after March 1, 2023, and have already renewed their license, must still complete this training if they have not done so.

To comply with the new Agents and Brokers Anti-Fraud Training Requirements, agents must view a 1-hour Agents and Brokers Anti-Fraud Awareness Training Video developed by the California Department of Insurance. Agents must then complete and submit an Affidavit/Certificate of Completion and submit it via-email to the California Department of Insurance. Instructions are located on the Affidavit/Certificate of Completion form.

Additional information on this new requirement can be viewed on the California Department of Insurance website, here: CA NEW TRAINING REQS

This course is currently being offered for free by the California Department of Insurance. To better assist our clients, we have also included this course in all of our California-approved Ethics courses. So, customers of BetterCE will have access to this course in any ethics-approved course they enroll.

Instructions for complying with the new Anti-Fraud Training Requirement:

Access and view the video here: Anti-Fraud Awareness Video
Complete the Affidavit/Certificate of Completion, available here: Affidavit/Certificate of Completion
Print or save the form as a PDF and email to: SIU-Annualreport@insurance.ca.gov
Save a copy of the certificate for your records.

As always, please contact our office at 1-888-501-7330 should you have questions or need assistance.

What Are My Maryland Insurance License Requirements?

Posted on 02.20.23

This article covers all the steps you’ll need to follow to keep your insurance license active in Maryland. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 15 days prior to the license expiration date, which is the last day of your birth month.

There are only two steps required to keep your Maryland insurance license active:

Complete the required continuing education.
Submit your renewal application at least 15 days prior to expiration.

Step #1: Complete the Required Continuing Education

The Maryland Insurance Administration requires that all major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Health, Property, Casualty, Variable Annuity and Variable Life, and Personal Lines. Of the 24 credits required, at least 3 credits must be approved for ethics.

Remember that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Health, and Property, you only need to do 24 credits total, 3 of which need to be in ethics.

Special training requirements exist for agents selling long-term care or flood insurance.

Agents who sell long-term care policies must complete a 2-hour long-term care training every renewal period.
Property and Casualty Agents who sell flood insurance must complete a 2-hour continuing education course related to the National Flood Insurance Program (NFIP) every renewal period.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the Maryland insurance department.

There are two exemptions from CE requirements. Producers over the age of 70 as of April 30, 2013, are exempt from CE requirements. Also, if a resident licensee has been consecutively licensed for 25 or more years prior to October 1, 2008, their CE requirement is 8 hours.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Maryland insurance license. This must be done 15 days prior to your license expiration date but not more than 90 days in advance of the expiration date.

You can access your renewal application and file it online at NIPR Maryland License Renewal or Sircon License Renewal. There is also a Paper Renewal Application.

Now is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Maryland Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You must be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. The advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Maryland Webinar Catalog. Find out more about the advantages of webinars in our article The Power of Webinars for Insurance Continuing Education.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Maryland Insurance Administration the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Maryland Insurance License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

What Are the Late Fees and Penalties if I Don’t Renew My Pennsylvania Insurance License on Time?

Posted on 02.15.23

You must complete your continuing education requirements every two years before your license expiration date to renew your Pennsylvania insurance license. Our article How to Keep Your Insurance License Active in Pennsylvania provides the details on continuing education and renewal requirements for Pennsylvania insurance agents.

In short, if you don’t complete your continuing education and renew your insurance license on time, you’ll be subject to additional fees and timelines if you wish to keep it active. This article provides further insight into late fees, penalties, and how to reinstate your Pennsylvania insurance license.

So What if I Don’t Renew My Pennsylvania Insurance License On Time?

Let’s recall that Pennsylvania insurance agents must complete their CE requirements every 2 years to be eligible to renew their license. Once the CE is completed, they must then submit their renewal application and pay a renewal fee of $55. This must be done prior to the agent’s license expiration/renewal date which occurs on the last day of the agent’s birth month – every 2 years.

If an agent fails to meet the renewal requirements prior to their license expiration/renewal date they have up to 60 days to keep their license active by performing a “late renewal.” To do so they must complete any outstanding CE requirements, submit a late renewal application, and pay the late renewal fee of $165.

Agents who miss the 60 day late renewal period will be considered inactive and are prohibited from transacting insurance business. However, they still have up to one year from their original expiration/renewal date to reinstate their license. To have a license reinstated agents must complete any outstanding CE and submit and pay the late renewal/reinstatement fee of $165. Again, this must be done within one1 year of the missed expiration/renewal date. After one1 year, the license will be terminated and the agent must relicense if they wish to transact insurance.

Renewal Late Fees and Penalties

The standard renewal fee for Pennsylvania insurance licenses is $55. The late renewal fee is $165, and the reinstatement fee is also $165. The costs begin to mount the later you attempt a renewal or reinstatement.

Don’t Let This Happen to You — Sign Up for Continuing Education Now

We’ve got you covered with both online training and webinars. That makes completing all the requirements for renewing or reinstating your license quick and easy.

For more information, see our article Differences Between Webinar Courses and Traditional Online Text-Based Courses.

We’ve got you covered with all the courses you need. The complete listing is in our Pennsylvania Insurance Continuing Education Course Catalog. Also, check out our Pennsylvania Webinar Catalog.

Completion Reported the Same Day

Note that your continuing education course credits will be reported directly to the Pennsylvania Insurance Department on the same day you complete the training. So, we’ve got you covered when you’re trying to complete your training quickly.

What Are My Michigan Insurance License Renewal Requirements?

Posted on 02.06.23

This article covers all the steps you’ll need to follow for your insurance license renewal in Michigan. We’re confident that the BetterCE straightforward process can help you renew your license quickly and without fuss.

Every two years, you need to complete 24 credit hours of Approved Continuing Education prior to the Continuing Education Renewal Date or “CERD”. Your CERD occurs on the first day of your birth month – every 2 years. Of the 24 credits required, at least three of the 24 credit hours must be in the category of ethics. Your remaining credits can be taken in any subject matter as long as the courses are approved by the Michigan Department of Financial Services.

It’s important to note that there are no “renewal requirements” for Michigan insurance agents. There is no renewal application or renewal fees. All agents need to do is complete their required CE prior to their CERD. The license will remain active for another two years if the CE requirements are completed on time.

What are the CE Requirements for Michigan Insurance Agents?

The Michigan Department of Insurance and Financial Services requires that all major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Accident, Health, Property, Casualty, and Solicitors. Of the 24 credits required, at least 3 credits must be approved for ethics. The remaining courses can be taken in any subject matter as long as they are approved by the Michigan Department of Financial Services.

Remember that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Accident, Health, and Property, you only need to do 24 credits total, 3 of which need to be in ethics.

Insurance License Renewal Michigan — Special Training Requirements

Special training requirements exist for agents selling long-term care, annuity, or flood insurance.

Agents licensed for Accident and Health or Life who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Any producer who sells Annuity products must complete a one-time 4-hour annuity suitability training prior to selling.
Property Line of Authority Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the Michigan insurance department.

Michigan License Renewal Exemptions

Licensed agents who are currently on active military duty or deployments may be granted a waiver from continuing education requirements. A CE requirement waiver may also be requested due to illness of self or spouse that requires an inordinate amount of time for care. You can find more information at the Michigan Department of Insurance and Financial Services Insurance Licensee Continuing Education FAQ.

Failure to Complete Michigan License Renewal Requirements

If you fail to complete the continuing education requirements, your license will be suspended for CE noncompliance. The suspension will last for 90 days or until your continuing education requirement is met. During this time you can service your existing book of business but not transact any new insurance business. If your CE is not completed within 90 days from your CERD, your license will be terminated and you will not be able to transact any insurance business. Plus, all carriers for which you’re appointed will be notified that you are suspended.

Beyond 90 days you still have up to 12 months from your missed CERD to reinstate your license, but you must submit a license application and pay a fee of $10. Now is the Time to Start Your Continuing Education for Michigan License Renewal

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Michigan Insurance Continuing Education Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. The advantages of webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Michigan Webinar Catalog. Find out more about the advantages of webinars in our article The Power of Webinars for Insurance Continuing Education.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Michigan Department of Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your Michigan Continuing Education Renewal Date (CERD).
Determine your continuing education requirements.
Enroll in courses well in advance of your renewal date.
Complete your courses – we submit your credits the same day you complete them.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

What Is a Webinar and Why Does it Work Great for Insurance CE?

Posted on 01.24.23

Insurance continuing education is a perfect subject matter for webinar training. We should know. We’ve been delivering insurance CE for years using webinars and text-based self-paced online training. This article covers the broad definition of a webinar and how it’s used in insurance continuing education. That includes the compelling benefits of insurance CE webinars, including no final exam.

What Is a Webinar?

The broad definition is that a webinar is an online event broadcast via the Internet to a group of individuals on their computers, tablets, or even smartphones. It is also called a web seminar, webcast, or online event.

With the rise of Zoom and other online video conferencing systems, nearly everyone, from grade school students to senior citizens, is familiar with the basic framework of audio and visual presentations via webinars. While a webinar can be a pre-recorded video presentation, the best approach is a live presentation, which allows interaction between the presenter and the audience.

Here at BetterCE, a webinar is an online instructor-led presentation. Instructors share their screens, their files, and their knowledge via audio and video in real time. This allows students to ask questions and receive answers helping them and their fellow students better understand the content so they can use it immediately in their work. And our insurance CE webinars do not require a final exam.

Why Do Webinars Work Great for Insurance Continuing Education?

Webinars are a great way to deliver insurance continuing education. Here are the key reasons.

Perfect Presentations. Webinars provide top-notch instructors with extensive experience and expertise. With that background, they deliver engaging content for their audiences. They also get real-time feedback with questions and discussions that fully explain every topic.
Convenience and Time Savings. Since webinars are delivered via any computer, smartphone, or tablet with an Internet connection, travel time, cost, and hassle are a thing of the past. You only need to dedicate your time to the actual presentation, wherever you may be.
Meet State CE Attendance Requirements. Many states mandate classroom or classroom-equivalent attendance for students to receive insurance continuing education credits. Fortunately, almost every state insurance regulator now approves live webinars as if they were traditional classroom courses. BetterCE confirms attendance by requiring students to check in randomly throughout the webinar.
No Quizzes or Final Exams. With webinars, in-person attendance and participation are the only requirements. There are no quizzes and no final exams. Plus, there are no required reading materials or final exam monitor requirements. It couldn’t get easier.

You can find the BetterCE continuing education webinars available in our course catalog. Simply select your state, and you can view our list of upcoming webinars, as well as view our text-based courses and complete compliance packages.

Our course catalog pages also offer every resource agents need to manage their insurance licenses. You can view your renewal requirements, check your license status, view your CE transcript, and even access your renewal application.

Certificates of course completion are generated shortly after course completion. And we report your continuing education course credits to the state insurance department the very same day you complete the training.

We also offer online text-based self-paced training. See our blog article Differences Between Webinar Courses and Traditional Online Text-Based Courses for further information on finding just the right balance of coursework for your continuing education.

Now Is the Time to Start Your Continuing Education

Start today with Better CE. Select all the courses you need with one click on our Course Catalog Page!

Have a question or need assistance? Phone 1-888-501-7330 for our customer care team. We also respond to emails as well as via our Contact Form. You can sign up for convenient license renewal reminders on our contact page.

The Power of Webinars for Insurance Continuing Education

Posted on 01.16.23

A few key statistics on eLearning demonstrate the power of webinars and online self-paced continuing education:

Learning retention rates are 25-60% versus 8-10% for face-to-face training.
Participants learn nearly five times more material without increasing the time spent in training.
Time savings are 40-60% over traditional classroom training.

This article provides further insight into the incredible power of insurance CE webinars for continuing education.

What Is a Webinar?

A webinar is an online instructor-led presentation using video conferencing. Instructors share their screens, files, and knowledge via audio and video. It is conducted in real-time, which allows students to interact by asking questions and receiving answers, helping them and their fellow students better understand the content.

What Are the Powers of Insurance Webinars for Continuing Education?

We’ve highlighted the significant powers of insurance CE webinars in this list.

Webinars are Live, Real-Time Presentations with Student Interaction. It often takes live presentations to capture the audience’s attention. That, coupled with student interaction, keep the audience engaged and learning throughout the presentation.
Webinars Provide an Immersive Interactive Visual Medium. Classroom presentations used to be about “chalk and talk” with an instructor using a marker and whiteboard, if not the actual chalk and blackboard. No longer a webinar allows the full use of video, animation, and well-developed slide decks.
Webinars Leverage Top-Notch Instructors to Deliver First-Class Easy-to-Understand Presentations. It used to be that presentations across several states required quite a few instructors to keep up with the demand at a distance. Not so with webinars. Now the best instructors can deliver their best to everyone with Internet access.
Webinars Use Scenario-Based Learning and Storytelling to Bolster Learning and Retention. Those top-notch instructors bring great stories that help capture critical concepts. Those stories and scenarios help students better understand the content, retain that learning, and put the principles to use in their work.
Webinars Maximize Student Engagement. Add it all up, from student interaction to immersive visual presentations to top-notch instructors and storytelling, and you’ve achieved an incredible degree of student engagement. This is a considerable power of webinars for continuing education.
Webinars Offer Considerable Time-Saving. As noted in the study quoted above, time-saving is a crucial benefit. Since webinars are delivered to you via any computer, smartphone, or tablet with an Internet connection, there is no travel time, hassle, or cost involved.
Webinars Meet Insurance Continuing Education Requirements. Many states mandate classroom or classroom-equivalent attendance for students to receive insurance continuing education credits. Fortunately, almost every state insurance regulator now approves live insurance CE webinars as if they were traditional classroom courses. States also require verified attendance. Here at BetterCE, attendance is confirmed by requiring students to check in randomly throughout the webinar. And students are not seen on screen, so you can even wear those fuzzy bunny slippers you love!

The State of Continuing Education 2022 reports that 56% of higher education professionals find that the role of continuing education has dramatically expanded through the pandemic. At the same time, they are also responding to the rapidly declining population of traditional college students, with a loss of over one million students between fall 2019 and fall 2021. All this adds up to a growing realization that colleges and universities need to reach adult learners with training focused on non-degree certificates and industry credentials.

BetterCE is already there, serving insurance agents and state departments of insurance by providing the best online and webinar continuing education in the business. We’ve been providing continuing education for years, backed up by our extensive experience in the insurance industry, including licensing compliance.

Now is the Time to Start Your Continuing Education

You can find the continuing education webinars available in our course catalog. Select your state to see the continuing education requirements, online courses, and webinars. You’ll also find complete course packages and easy registration.

Certificates of course completion are generated shortly after course completion. We report your continuing education course credits to the state insurance department the same day you complete the training.

We also offer online, text-based self-paced training. See our blog article Differences Between Webinar Courses and Traditional Online Text-Based Courses for further information on finding just the right balance of coursework for your continuing education.

To make course selection super-easy for students, we offer our “complete compliance packages”. Each package is made up of our most popular courses, and designed specifically to meet the compliance requirements for every type of agent – all you need to know is the license type you hold. Of course, we also offer individual courses so that you can pick and choose the type of training that best meets your learning needs.

Start today with Better CE. Select all the courses you need with one click on our Course Catalog Page!

SPECIAL BULLETIN: FLORIDA PROPERTY INSURANCE REFORM PASSAGE

Posted on 12.21.22

On December 15, 2022, the Florida Legislature passed important legislation aimed at reforming the property insurance market in Florida. These reforms represent some of the most significant changes to occur in the Florida property insurance market in recent times. Insurance agents and adjusters who deal in property or personal lines coverages are strongly encouraged to understand these new provisions to better evaluate their impact and advise their clients accordingly.

The passage of these reforms resulted from a special session called for by Governor DeSantis to address many of the factors that have led to ever-increasing premiums, insurer insolvencies, and concern over the future availability of property insurance coverage for Florida property owners. The major provisions of these reforms are contained in SB-2A and seek to address the primary cost factors that have led to instability in the property insurance marketplace while also including additional consumer protections and providing for increased regulatory oversight. Additional bills were passed which provide tax relief for Hurricane Ian victims and reduce toll costs for frequent travelers.

The law firm of Greenberg Traurig has developed a condensed analysis of the legislative changes that can be located here: GT Special Session Report. An excellent, more comprehensive analysis of the reform legislation, including important background information and rationale for these reforms, was developed by Senate staff, and is available here: Staff Analysis SB-2A. BetterCE is in the process of developing a continuing education credit-eligible course that covers these changes which we hope to have available in the very near future.

What Are the Penalties if I Don’t Renew My Illinois Insurance License on Time?

Posted on 12.19.22

You must complete your continuing education requirements every two years before your license expiration date to renew your Illinois insurance license. Our article How to Keep Your Insurance License Active in Illinois provides the details on continuing education renewal requirements.

If you don’t complete your continuing education on time, you cannot transact insurance business until the license is reinstated. This article provides further insight into the penalties and how to reinstate your Illinois insurance license.

Illinois Insurance License Expiration and Reinstatement

You must complete your continuing education before you can access the renewal application. That makes it particularly important to complete it early. In fact, the Illinois Department of Insurance states that you must be CE compliant at least ten business days prior to the expiration date.

The Illinois insurance license is inactivated immediately after the expiration date if the required continuing education isn’t completed.

Agents have up to one year to reinstate their license by paying the renewal fee of $215 plus a $215 reinstatement penalty for a total of $430. After one year, reapplying for a new license is the only option available. You can find detailed instructions for reinstating your license at Illinois Reinstate Resident License. However, before that can happen, you’ll need to complete all the required continuing education.

Don’t Let This Happen to You — Sign Up for Continuing Education Now

We’ve got you covered with both online training and webinars. That makes completing all the requirements for renewing or reinstating your Illinois insurance license quick and easy.

We’ve got you covered with all the courses you need. The complete listing is in our Illinois Insurance Continuing Education Course Catalog. You’ll also see that we meet the Illinois ethics training requirement by providing a classroom equivalent course.

Completion Reported the Same Day

Note that your continuing education course credits will be reported directly to the Illinois Department of Insurance on the same day you complete the training. So, we’ve got you covered when you’re trying to complete your training quickly.

We’re Here to Help You with Your Illinois Insurance License

We’re confident that the continuing education you need to renew or reinstate your Illinois insurance license is easily accessible through our website. If not, call our office, and we’ll happily assist you.

Have a question or need assistance? Phone 1-888-501-7330 for our customer care team. We also respond to emails as well as via our Contact Form. On our contact page, you can also sign up for convenient license renewal reminders so that you never have to deal with an expired license.

Blog

Step #1: Complete the Connecticut Insurance License Required Continuing Education

Step #2: Submit Your Connecticut Insurance License Renewal Application Prior to Expiration

Now is the Time to Start Your Continuing Education

Completions Reported the Same Day

Summary of Steps to Keep Your Connecticut Insurance License Active

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Ohio Insurance License Expiration, Late Renewal, and Reinstatement

Ohio Insurance License Renewal Late Fees and Penalties

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Completions Reported the Same Day

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Step #1: Complete the Required Continuing Education

Step #2: Submit Your Renewal Application Prior to Expiration

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Completions Reported the Same Day

Summary of Steps to Keep Your Maryland Insurance License Active

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So What if I Don’t Renew My Pennsylvania Insurance License On Time?

Renewal Late Fees and Penalties

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Completion Reported the Same Day

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What are the CE Requirements for Michigan Insurance Agents?

Insurance License Renewal Michigan — Special Training Requirements

Michigan License Renewal Exemptions

Failure to Complete Michigan License Renewal Requirements

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Summary of Steps to Keep Your License Active

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What Is a Webinar?

Why Do Webinars Work Great for Insurance Continuing Education?

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What Is a Webinar?

What Are the Powers of Insurance Webinars for Continuing Education?

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Illinois Insurance License Expiration and Reinstatement

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Completion Reported the Same Day

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