General Requirements
Hawaii Major Lines Licensed Insurance Agents are required to complete 24 credits of continuing education every 2 years prior to their license expiration date. Of the 24 Credits required, at least 3 credits must be done in the category of Rules/Ethics Training. The remaining requirements are “license type specific,” meaning Agents must take courses in the line of authority in which they are licensed and they are approved by the Hawaii Department of Insurance.
Major Lines licenses include:
- Life, Accident and Sickness
- Property
- Casualty
- Personal Lines
Producers licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as Producers with single lines of licensing. In other words, you only have to take 24 credit hours of CE, regardless of the number of lines of licensing you hold.
For a licensee authorized to sell lines of insurance for both life/accident and health or sickness and property/casualty; the total requisite number of credit hours is twenty-four hours, of which:
- Ten credit hours relating to the life/accident and health or sickness class of insurance
- Eleven credit hours relating to the property/casualty class of insurance
- Three credit hours shall relate to rules/ethics.
The priority list of excess ethics taken can be found here: HI CE Priority List
Agents must complete their CE Requirements prior to their license expiration date to be eligible to renew their license. License expiration dates occur on the last day of the agent’s birth month – every 2 years. It is highly recommended that agents complete their CE Requirements at least 15 days in advance of their license expiration date to ensure that their renewal application is made available.
Upon completion of all CE Requirements, licenses can be renewed online through NIPR.com or Sircon.com. The renewal fee is $100 total, regardless of the number of lines of licenses being renewed.
Licenses are eligible for renewal when:
- All CE Requirements have been completed.
- When the licensee is within 90 days of their license expiration date.
Special Training Requirements
There are special training requirements for Hawaii insurance agents who sell certain products. These courses count towards your CE Requirements.
Annuity Training
Any Hawaii life insurance agent who sells, solicits or negotiates an annuity product must complete a one-time, 4-hour Annuity Best Interest Training Course prior to selling.
Flood Insurance
Hawaii insurance agents who sell Flood Insurance must complete a one-time, 3-hour Flood Training Course prior to selling.
CE Exemptions and Reductions
There are limited exemptions from CE Requirements for some Hawaii insurance agents.
- Non-Resident Agents are exempt as long as they have met the CE and Renewal Requirements of their Home State where they hold their License.
- Agents who hold a limited lines license.
Course Repeat Restrictions
Agents will not receive credit for the same course taken within the same renewal period.
Carryover Credits
Any credits earned in excess of the 24 credit requirements cannot be carried over to future renewal periods.
Late Renewal and Reinstatements
There are no grace periods or late renewals. Hawaii insurance agents who fail to meet their renewal requirements prior to their license expiration date will be considered lapsed and they are prohibited from transacting insurance business. Agents have up to 1 year to reinstate their license by completing all outstanding CE Requirements and paying a reinstatement penalty of $200 ($300 total). Agents who do not reinstate within 1 year from their license expiration date must relicense.
Agents requesting a reinstatement should do so by completing all outstanding CE Requirements and submitting their renewal application through NIPR.
Hawaii Insurance Agent Continuing Education & Renewal Requirements Summary
| Renewal Term | Every 2 Years |
| Renewal Date | Last Day of Birth Month – Every 2 Years |
| CE Requirements | 24 Credits Total (3 in Ethics) |
| Course Requirements | License Type Specific (Courses Must Be Taken in the Line of Authority the Agent is Licensed In) See HI CE Priority List for distribution of credits taken |
| Special Training | Flood – 1 Time Prior to Selling. Annuities – 1 Time Annuity Training Course”. |
| Exemptions | Non-resident Agents; Limited Lines Agents |
| Renewal Fee | $100 + $1 per credit hour filing fee = ($124 total renewal fees) |
| Renewal Site | NIPR.com or Sircon |
| Missed Renewal | License Lapsed After Expiration Date |
| Late Renewal, Reinstatement, Fees | Reinstatement for up to 1 year + $300. After 1 Year – Relicense |
| Carryover Credits | Credits Earned in Excess of Requirements Are Not Carried Forward |
| Course Repeat Restrictions | No Credits for Courses Repeated Within the Same Renewal Period |
Hawaii Department of Insurance Contact Information
Website: https://hdcca.hawaii.gov/s/
Phone: 808-586-2790
Email: insurance@dcca.hawaii.gov
Office Location
King Kalakaua Building
335 Merchant Street, Rm. 213
Honolulu, Hawaii 96813
Mailing Address
Insurance Division
P.O. Box 3614
Honolulu, Hawaii 96811
