General Requirements
Iowa Major Lines Licensed Insurance Agents are required to complete 36 credits of continuing education every 3 years prior to their license expiration date. Of the 36 Credits required, 3 credits must be done in the category of Ethics Training. The remaining requirements are “non-license type specific”: Agents can take courses in any topic as long as they are approved by the Iowa Department of Insurance.
Major Lines licenses include:
- Life, Accident and Sickness
- Property and Casualty
- Personal Lines
Producers licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as Producers with single lines of licensing. In other words: the maximum number of credits you need to earn is 36 – regardless of how many license lines of authority you hold.
Agents must complete their CE Requirements prior to their license expiration date to be eligible to renew their license. Licenses can be renewed online through NIPR.com, or Sircon.com. The renewal
fee is $50 or any number of major-lines licenses being renewed.
Licenses are eligible for renewal when:
- all CE Requirements have been completed
- when the licensee is within 90 days of their license expiration date
Special Training Requirements
There are special training requirements for Iowa insurance agents who sell certain products. These courses count towards your CE Requirements.
Annuity Training
Any Iowa life insurance agent who sells, solicits or negotiates an annuity product must complete a one-time, 4 Hour Annuity Suitability course prior to selling.
Flood Insurance
Iowa insurance agents who sell Flood Insurance must complete a 1 – time, 3 hour Flood Training Course.
Long Term Care
Iowa insurance agents may not sell, solicit or negotiate a Long-Term Care Partnership policy unless the individual has completed an initial 8 Hour Long Term Care training course. Agents must also complete ongoing training consisting of a 4 Hour Long Term Care training course every compliance period following.
CE Exemptions and Reductions
Licensed attorneys who are producers need to submit completion of Legal CE during the CE term to receive an exemption from their Insurance CE. Non-resident producers are exempt from taking CE in order to renew their Iowa Insurance License.
Course Repeat Restrictions
Agents will not receive credit for the same course taken within the same renewal period.
Carryover Credits
Agents will not receive carryover credits for future renewals for courses taken in excess of the 36 credit requirement.
Late Renewal and Reinstatements
A formerly licensed resident and non-resident insurance producer may reinstate an expired license up to 12 months after the license expiration date. A resident insurance producer must prove that during the continuing education term the associated continuing education requirements were met prior to expiration. If continuing education requirements were not met prior to expiration, contact the Iowa Insurance Division for procedure to become compliant for reinstatement.
Once the Iowa Insurance Division shows continuing education compliance, the insurance producer must complete the renewal application through the National Insurance Producer Registry (NIPR) online system, pay a license reinstatement fee, and a license renewal fee. A formerly licensed insurance producer that fails to apply for a reinstatement within 12 months of license expiration must apply for a new license.
Iowa Insurance Agent Continuing Education & Renewal Requirements Summary
| Renewal Term | Every 3 Years |
| Renewal Date | Last Day of Birth Month – Every 3 Years |
| CE Requirements | 36 Credits Total (3 in Ethics) |
| Course Requirements | Non-License Type Specific (Courses May Be Taken in Any Approved Subject Matter) |
| Special Training | Flood – 1 Time Prior to Selling Annuities – 1 Time “Annuity Best Interest Training Course” Long Term Care – 8 Hour Initial, 4 Hours Every Renewal Period Following |
| Exemptions | Licensed Attorneys who are also Producers and Submit their Legal CE to the Department of Insurance. Non-Resident Producers. |
| Renewal Fee | $50 |
| Renewal Site | NIPR.com or Sircon |
| Missed Renewal | License Expired After Expiration Date |
| Late Renewal, Reinstatement, Fees | Up to 1 year past the expiration date – $150. After 1 Year – Relicense |
| Carryover Credits | None |
| Course Repeat Restrictions | No Credits for Repeat Course within Same Renewal Period |
Iowa Department of Insurance Contact Information
Website: https://iid.iowa.gov/
Phone: 515-654-6565
Contact Form
Iowa Dept of Insurance
1963 Bell Avenue, Suite 100
Des Moines, IA 50315
