Ohio Insurance Agent Continuing Education and License Renewal Requirements
Ohio Major Lines Licensed Agents must take 24 Credit Hours of Approved Continuing Education every 2 years, prior to their Expiration Date.
At least 3 of the 24 Credit Hours must be in the category of Ethics.
Major Lines include:
- Life, Accident & Health
- Personal Lines
Agents licensed in multiple lines are only required to meet the same requirements as agents with single lines of licensing.
Ohio CE Requirements are “Non-License Type Specific.” Agents can take courses in any subject matter as long as:
- They are approved by the Ohio Department of Insurance
- At least 3 credit hours are approved as Ethics credit
Continuing Education Requirements must be completed every 2 years, on or before the last day of the licensee’s birth month.
Limited Authority, Adjuster (Independent and Public), and Credit licensees are not required to complete any Pre-Licensing or Continuing Education.
An individual licensed as an insurance agent who is unable to comply with the license renewal procedures and who is unable to engage in the business of insurance due to military service, a long-term medical disability, or some other extenuating circumstances may request an extension of the renewal date of their license. An extension may be granted at the discretion of the Superintendent of Insurance. Extension requests must be made in writing, prior to the expiration of the license for non-renewal.
Ohio Insurance CE and Renewal Requirements Summary
|Title ONLY||12 Hours; 2 hours must be in Ethics, 10 hours must be Title Specific Courses|
|Title License in Addition to Resident Agent||24 Hours, 3 hours must be in Ethics, 10 hours must be Title Specific Courses|
|Surety Bail Bond (*expires annually last day of February)||7 Hours, 1 hour must be in Ethics, 6 hours must be Surety Bail Bond Specific Courses|
|Viatical/Life Settlement Broker (*expires biennially on 3/31)||15 Hours Viatical/Life Settlement Specific Courses|
|Viatical/Life Settlement Broker in Addition to Resident Agent (*expires biennially on 3/31)||24 Hours, 3 hours must be in Ethics, 15 hours must be Viatical/Life Settlement Specific Courses, 6 hours may be in line of licensing|
Special Training Requirements
Property and Casualty Agents
Agents licensed in the Property Line of Authority that will be selling Flood Insurance must complete a one-time, 3 Hour Continuing Education course related to NFIP (National Flood Insurance Program).
Life and Health Agents
Any agent who sells, solicits or negotiates an Annuity Product must complete a one-time, 4 Hour Annuity Suitability Training course prior to selling.
Long Term Care
An agent may not sell, solicit or negotiate a Long-Term Care policy unless they have completed an initial 8 Hour Long Term Care Training course. These agents must also complete a 4 Hour Long Term Care Training course every compliance period following.
Additional Continuing Education Information
- Excess credits of up to 12 credits may be carried forward to the next compliance period.
- Excess Ethics Training carries over as General Credit and will not be applied to future Ethics Training Requirements.
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Your License is Eligible for Renewal during your “License Renewal Period.” The License Renewal Period for Ohio Licensed Agents begins 90 Days prior to your Expiration Date.
To Renew your license, complete a renewal application online at:
- Online through NIPR, located here OH Agent Renewal (NIPR)
BetterCE License Renewal Service. BetterCE can process your renewal on your behalf for a fee of $20. Simply contact our office when you are ready to renew and we will process your application on your behalf.
While we strive to provide you with the most up to date and accurate information about your Ohio Insurance License Renewal Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations which we may not be referenced above. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to determine their specific licensing renewal requirements. You can locate additional information related to the Ohio CE Requirements through the Department of Insurance website at www.insurance.ohio.gov