Ohio Insurance Agent Continuing Education and License Renewal Requirements

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General Requirements

Ohio Major Lines Licensed Agents must take 24 Credit Hours of Approved Continuing Education every 2 years, prior to their Expiration Date.

At least 3 of the 24 Credit Hours must be in the category of Ethics.

Major Lines include:

 

1. Life, Accident & Health
2. Property
3. Casualty
4. Personal Lines

Agents licensed in multiple lines are only required to meet the same requirements as agents with single lines of licensing.

Ohio CE Requirements are “Non-License Type Specific.” Agents can take courses in any subject matter as long as:

1. They are approved by the Ohio Department of Insurance
2. At least 3 credit hours are approved as Ethics credit

Continuing Education Requirements must be completed every 2 years, on or before the last day of the licensee’s birth month.

 

Exemptions

Limited Authority, Adjuster (Independent and Public), and Credit licensees are not required to complete any Pre-Licensing or Continuing Education.

An individual licensed as an insurance agent who is unable to comply with the license renewal procedures and who is unable to engage in the business of insurance due to military service, a long-term medical disability, or some other extenuating circumstances may request an extension of the renewal date of their license. An extension may be granted at the discretion of the Superintendent of Insurance. Extension requests must be made in writing, prior to the expiration of the license for non-renewal.

Special Training Requirements

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Property and Casualty Agents

Flood Training

Agents licensed in the Property Line of Authority that will be selling Flood Insurance must complete a one-time, 3 Hour Continuing Education course related to NFIP (National Flood Insurance Program).

Life and Health Agents

Annuity Training

Any agent who sells, solicits or negotiates an Annuity Product must complete a one-time, 4 Hour Annuity Suitability Training course prior to selling.

Long Term Care

An agent may not sell, solicit or negotiate a Long-Term Care policy unless they have completed an initial 8 Hour Long Term Care Training course. These agents must also complete a 4 Hour Long Term Care Training course every compliance period following.

Additional Continuing Education Information

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Carryover Credits

• Excess credits of up to 12 credits may be carried forward to the next compliance period.
• Excess Ethics Training carries over as General Credit and will not be applied to future Ethics Training Requirements.

Renewal Guidelines

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Your License is Eligible for Renewal during your “License Renewal Period.” The License Renewal Period for Ohio Licensed Agents begins 90 Days prior to your Expiration Date.

To Renew your license, complete a renewal application online at:

1. Online through NIPR, located here OH Agent Renewal (NIPR)