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North Carolina Insurance Continuing Education
Course Catalog

North Carolina Approved Provider Number: 10017835

North Carolina Agents must complete 24 Credit Hours every 2 years, 3 of which must be in Ethics. Agents selling LTC Partnership, Flood Insurance, have special training requirements which can be viewed by selecting the “NC CE Requirements” button.

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All of our North Carolina Insurance Continuing Education courses are delivered in electronic format and can be viewed and completed on any mobile device. This includes chapter quizzes and final exams which are scored immediately upon completion. Each chapter is followed by a short chapter quiz which must be passed with a score of 70% or better in order to proceed to the next chapter. Upon completion of all chapter quizzes, you will be presented with the Final Exam which requires a passing grade of 70%. All quizzes and the Final Exam can be taken as many times as necessary until you pass. You have up to one year from the course purchase date to complete your courses.

Upon successful passage of each Final Exam your credit hours earned will be reported directly to your State regulator. The date and time of completion of your course is based on the specific time zone in which you completed the course.

Successfully completing a course will earn you a Certificate of Completion. Certificates of completion are immediately available on the My Courses page. Simply locate the completed final exam and click on the certificate icon found near the right side of the page. Please check all the information displayed on your certificate for accuracy. Inaccuracies on your certificate could represent inaccuracies in your BetterCE profile which could lead to reporting delays. If you feel your certificate is inaccurate in any way, please contact the BetterCE support team at support@betterce.info or call us at 1-888-501-7330.

North Carolina Insurance Agent Continuing Education and License Renewal Requirements

View Your CE Transcript ›
Visit NC DOI site ›
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General Requirements

North Carolina Major Lines Licensed Insurance Agents are required to complete 24 credits of continuing education every 2 years prior to their CE Compliance Due Date. Of the 24 credits required, at least 3 hours must be done in courses approved for Ethics Training. The remaining 21 credits can be taken in any subject matter as long as the courses are approved by the North Carolina Department of Insurance.

There are no renewal requirements for North Carolina Insurance Agents. The only requirement is that agents complete their CE Requirements every 2 years, prior to their CE Compliance Due Date. Please note that North Carolina does charge a “filing fee” of $2.05 per credit earned that must be collected by the CE provider and remitted when credits are filed.

The CE Compliance Due Dates occur on the last day of the agent’s birth month, every 2 years. Agents born in even numbered years will have their Compliance Due Date on even numbered years. Agents born on odd numbered years will have their Compliance Due Dates occur on even numbered years.

The remaining 21 credits can be taken by any approved method (self-study, webinar, or classroom), and can be taken in any approved subject matter.

Major Lines licenses include:

  • Life, Accident and Sickness
  • Property and Casualty
  • Personal Lines

Producers licensed in multiple major lines (Property and Life, for example) are only required to meet the same requirements as producers with single lines of licensing. In other words: you only need to take 24 credits total, regardless of the number of licenses you hold.

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Special Training Requirements

There are special training requirements for North Carolina insurance agents who sell certain products. These courses count towards your CE Requirements.

Flood Insurance

All resident agents that hold property or personal lines, all resident adjusters, and any nonresident adjusters with North Carolina CE requirements, must complete 3 hours of flood in the first compliance period and then every other compliance period thereafter (every 4 years).

Long Term Care

An agent may not sell, solicit or negotiate a Long-Term Care Partnership policy unless they hold an Accident and Health License and have also obtained a Medicare Supplement/Long Term Care Limited Lines License (10 hour pre-licensing course and pass exam). Following this, agents must also complete an initial 8 Hour Long Term Care Partnership Training course. These agents must then complete a 4 Hour Long Term Care Training course every compliance period following.

CE Exemptions and Reductions

Military and Long Term Disability Exemption.

A licensed insurance producer who is unable to comply with continuing education requirements due to military service or long-term medical disability may request a waiver from the continuing education requirements. To request a waiver, the producer should complete the Request for Medical or Military Waiver form from the North Carolina Department of Insurance, located here: Waiver Form

Extension of CE Deadline

North Carolina agents may request for a 30-day extension of their CE Due Date. This request must be made within 30 days of their CE Due Date, and no later than the last day of your CE Due Date. The form can be located on Sircon’s site. Select “Services” at the top left, and then “CE Extension or Request”. There is a $75 fee for submitting this request.

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Course Repeat Restrictions

Agents will not receive credit for the same course taken within the same compliance period.

Carryover Credits

Any excess credits earned in a compliance period will be carried over to the next compliance period. Excess Ethics and Flood Training will be carried over as a general credit and will not be applied to future Ethics or Flood Training Requirements.

Late Renewal and Reinstatements

North Carolina agents who fail to meet the minimum continuing education (CE) hours or fail to take the mandatory ethics and flood hours by their CE compliance date will have their license(s) expire.

Licensees have 4 months from the CE compliance date to meet the required hours. A $75.00 reinstatement must be submitted to Prometric to have the license reinstated.

If the required CE hours are not met by the end of the 4-month period, the license will become inactive. Licensees must complete pre-licensing and pass the state exam for each line of authority to be issued a new license.

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North Carolina Insurance Agent Continuing Education & Renewal Requirements Summary

Renewal TermEvery 2 Years
Renewal DateLast Day of Birth Month – Every 2 Years
CE Requirements24 Credits Total (3 in Ethics for all agents)(3 in Flood for PC)
Course RequirementsNon-License Type Specific (Aside from Ethics and Flood, Courses May Be Taken in Any Approved Subject Matter)
Special TrainingFlood – 1 Time 3 Hour to Selling, and Every Other Compliance Period following.
Long Term Care – 8 Hour Initial, 4 Hours Every Renewal Period Following
ExemptionsNon-Resident Agents. Active Military. Long Term Disability.
Renewal FeeNone
Renewal SiteNone
Missed RenewalLicense Inactive After Expiration Date
Late Renewal, Reinstatement, FeesReinstatement for up to 4 months + $75 fee. After 4 months – Relicense
Carryover CreditsUp to 24 Credits. Additional Ethics and Flood Counted as General Credits
Course Repeat RestrictionsNo Credits for Courses Repeated within the Same Compliance Period
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North Carolina Department of Insurance Contact Information

Website: https://www.ncdoi.gov/
Phone: 919-807-6800
Email: ASD@ncdoi.gov

Physical Address:
3200 Beechleaf Court
Raleigh NC 27604

Mailing Address:
NC Department of Insurance
Agent Services
1204 Mail Service Center
Raleigh NC 27699-1204

Complete Compliance Packages

·

COMPLETE ALL OF YOUR CE REQUIREMENTS WITH ONE LOW PRICED PURCHASE!

Property and/or Casualty Agent + Flood (Includes NFIP Approved Flood Training Course)
27 Credit Hour Package!
Details
$39.40
Add to cart >
Multi-Line Agent
24 Credit Hour Package!
Details
$39.40
Add to cart >
Life and/or Accident & Health Agent
25 Credit Hour Package!
Details
$39.40
Add to cart >
Adjuster Agent (Flood Course Not Included)
24 Credit Hour Package!
Details
$39.40
Add to cart >

Webinars (No Exams)

View Our North Carolina Webinar Offerings 
(No Exams – No Monitor Required!)

View Webinars ›

Special Insurance CE Training Courses and Packages

Annuity 4 Hour Training with Best Interest Standards (Meets Annuity Best Interest Requirement)
4 Credit Hours
Details
$18.00
Add to cart >
Flood Insurance Overview (NFIP Approved)
3 Credit Hours
Details
$15.00
Add to cart >
Long Term Care 4 Hour Review (Meets 4 Hour Ongoing LTC Requirement)
4 Credit Hours
Details
$19.15
Add to cart >
Medicare Essentials
4 Credit Hours
Details
$20.70
Add to cart >

Life & Health

The Agents Cybersecurity Handbook
8 Credit Hours
Details
$19.00
Add to cart >
Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
E&O Guide for Agents
8 Credit Hours
Details
$19.00
Add to cart >
Emerging Issues in Insurance
3 Credit Hours
Details
$13.50
Add to cart >
Life Insurance Concepts
7 Credit Hours
Details
$17.50
Add to cart >
Traditional Life Insurance Products
5 Credit Hours
Details
$12.50
Add to cart >
Disability Insurance: Concepts and Coverages
8 Credit Hours
Details
$19.00
Add to cart >
Annuities Part 1
4 Credit Hours
Details
$18.00
Add to cart >
Annuities Part 2
4 Credit Hours
Details
$18.00
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$18.20
Add to cart >
Legal Concepts for Insurance Agents
7 Credit Hours
Details
$18.20
Add to cart >
Overview of Disability Insurance
4 Credit Hours
Details
$18.00
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$18.20
Add to cart >

Property & Casualty

The Agents Cybersecurity Handbook
8 Credit Hours
Details
$19.00
Add to cart >
Anti-Money Laundering — What You Need to Know
3 Credit Hours
Details
$13.50
Add to cart >
E&O Guide for Agents
8 Credit Hours
Details
$19.00
Add to cart >
Emerging Issues in Insurance
3 Credit Hours
Details
$13.50
Add to cart >
Errors and Omission and Liability Coverage Overview
7 Credit Hours
Details
$18.20
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$18.20
Add to cart >
Legal Concepts for Insurance Agents
7 Credit Hours
Details
$18.20
Add to cart >
Personal Auto Insurance Refresher
7 Credit Hours
Details
$18.20
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$18.20
Add to cart >
Your Guide to Homeowners Insurance
12 Credit Hours
Details
$23.00
Add to cart >

Ethics

Ethics for Life Insurance Agents
3 Credit Hours
Details
$13.50
Add to cart >
Overview of Legal and Ethical Guidelines
3 Credit Hours
Details
$13.50
Add to cart >

Adjuster

Errors and Omission and Liability Coverage Overview
7 Credit Hours
Details
$18.20
Add to cart >
Insurance Claims Handling Basics
7 Credit Hours
Details
$18.20
Add to cart >
Legal Concepts for Insurance Agents
7 Credit Hours
Details
$18.20
Add to cart >
Personal Auto Insurance Refresher
7 Credit Hours
Details
$18.20
Add to cart >
Understanding Insurance Underwriting
7 Credit Hours
Details
$18.20
Add to cart >

North Carolina Insurance License Renewal Requirements

*While we strive to provide you with the most up to date and accurate information about your North Carolina Insurance License Requirements, there may be some specific licensing requirements, or changes in State Laws or Insurance Regulations of which we may not be aware. Our goal is to assist you in every manner possible, but it is the responsibility of each individual agent to meet their specific licensing requirements.

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