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Question 1 of 25
1. Question
Marine, fire, and life insurance are thought of as which of the following?
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Question 2 of 25
2. Question
In most property insurance cases which aspects of the policy are known quantities?
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Question 3 of 25
3. Question
The fact that collision insurance is not compulsory encourages which of the following?
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Question 4 of 25
4. Question
Tighter driving regulations and harsher court penalties are primarily reactions to which of the following?
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Question 5 of 25
5. Question
Which of the following would establish a driver’s financial responsibility?
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Question 6 of 25
6. Question
Which of the following is true of state automobile insurance regulations?
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Question 7 of 25
7. Question
Which of the following is NOT one of the basic automobile insurance coverages discussed in this course?
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Question 8 of 25
8. Question
Damages to the insured’s automobile not caused by the negligence of other drivers is covered by which of the following?
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Question 9 of 25
9. Question
Which section of a Personal Auto Policy contains the legally enforceable contract between the insurer and the insured?
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Question 10 of 25
10. Question
A Personal Auto Policy would be made immediately invalid if it included which of the following?
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Question 11 of 25
11. Question
In a Personal Auto Policy, which party is typically referred to as “us?”
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Question 12 of 25
12. Question
What is a valid economic reason that supports the use of multi-line companies?
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Question 13 of 25
13. Question
Faked or exaggerated damages are dangerous to the population as a whole for which of the following reasons?
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Question 14 of 25
14. Question
A bail bond is intended to guarantee which of the following?
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Question 15 of 25
15. Question
Insurers limit payouts in Personal Auto Policies in which of the following ways?
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Question 16 of 25
16. Question
In order for an insured to collect from an Uninsured Motorists Coverage which of the following is required?
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Question 17 of 25
17. Question
An arbitration provision is built into the Uninsured Motorists Coverage section for which of the following reasons?
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Question 18 of 25
18. Question
Collision coverage is a prerequisite for which of the following?
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Question 19 of 25
19. Question
When an insured is denied access to their covered vehicle due to a collision or other than collision incident, which of the following is true?
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Question 20 of 25
20. Question
A bailee is which of the following?
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Question 21 of 25
21. Question
Calling the police after an accident will do which of the following?
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Question 22 of 25
22. Question
An insure will no longer be obligated to provide coverage to an insured that does which of the following?
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Question 23 of 25
23. Question
Negligence law is designed to force the population to act in which of the following ways?
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Question 24 of 25
24. Question
The premiums offered by an insurer can be affected by which of the following?
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Question 25 of 25
25. Question
What tactic do insurers use to incentivize good driving records and safety measures?
