Renewing your Idaho insurance license is your ticket to staying compliant and continuing to serve your clients without interruptions. Whether you are a seasoned insurance producer or renewing for the first time, you need to know exactly what is required to avoid penalties and potential lapses in your license.
At BetterCE, we take the guesswork out of the Idaho license renewal process. Our goal is to help insurance professionals meet their continuing education (CE) requirements quickly, easily, and affordably. We provide straightforward compliance solutions tailored for busy agents.
This article explores everything you need to know about Idaho insurance agent license renewal, from CE requirements to deadlines, fees, and step-by-step renewal instructions.
Understanding Idaho Insurance License Renewal Rules
In the USA, every state has, and Idaho is no different. The Idaho Department of Insurance manages the state’s insurance license renewal process. If you are a resident producer or adjuster, you must meet CE requirements and renew your license every two years.
The timing of your renewal is based on your birth month. Your license will expire on the last day of your birth month in your renewal year. You can submit your Idaho insurance license renewal online up to days before your expiration date, and we highly recommend doing so.
How Many CE Credits Do You Need?
Idaho requires licensed insurance professionals to complete 24 credit hours of CE every two years. The CE taken must be taken from an education provider approved by the Idaho Department of Insurance.
Idaho insurance agents must complete 24 CE hours every two years, including 3 hours of ethics training and additional CE courses in any line of authority, regardless of their specialty.
If you sell specific products, additional training is required:
- Annuities: A one-time 4-hour annuity training course to comply with Best Interest Standards.
- Long-Term Care (LTC) Insurance: 8-hour initial training plus 4-hour ongoing training every renewal cycle.
- Flood Insurance: A one-time 3-hour course required for NFIP compliance.
All of these courses count towards your CE requirements if taken from an approved provider who has filed them for CE credits.
How to Renew Your Idaho Insurance License Step-by-Step
Getting your renewal done right the first time can save you from stress and extra fees. Below is a step-by-step guide to ensure a smooth process:
Step 1: Complete Your Required CE Hours
Complete all 24 CE hours before your renewal deadline. If you sell annuities, LTC, or flood insurance, be sure to take the necessary additional courses. BetterCE makes it easy to meet your CE requirements with state-approved, fully online courses that fit your schedule.
Step 2: Verify Your CE Compliance
Your CE provider will report your completed hours to the Idaho Department of Insurance. However, it is advisable to double-check that your hours have been recorded correctly. You can verify your CE status through the National Association of Insurance Commissioners (NAIC) License Manager section of their website, located here: NAIC LICENSE MANAGER.
Step 3: Submit Your Renewal Application
Once your CE is done, submit your renewal application online through the NIPR or Sircon. You can apply up to 90 days before your expiration date to avoid any last-minute surprises.
Step 4: Pay the Renewal Fee
- Standard renewal fee: $60
- Late renewal fee: $120
- Additional late CE fees: $100 to $300 if CE is completed after the deadline
Step 5: Get Your Updated License
Once processed, you will receive confirmation that your Idaho insurance agent license renewal is complete. Both NIPR and Sircon offer the ability to print your license once it has been renewed.
What If You Miss the Renewal Deadline?
Idaho allows late renewals for up to one year past expiration, but the fees add up quickly, and are based on when the agent completes their CE. As you can see, it is very important to complete your CE within 90 days following your license expiration date to avoid larger penalties:
| Days Late | Total Late Renewal Fee |
| 1–29 days | $220 (Late Renewal Fee of $120 + Late CE Fee of $100) |
| 30–59 days | $320 (Late Renewal Fee of $120 + Late CE Fee of $200) |
| 60–90 days | $420 (Late Renewal Fee of $120 + Late CE Fee of $300) |
| 91+ days | Reapplication Required |
If more than one year passes, you must reapply as a new licensee, which may mean retaking exams.
How We Make Your Idaho Insurance License Renewal Easy
At BetterCE, we believe that renewing your license should not be a stressful process. We offer state-approved, fully online CE courses that let you complete your requirements on your schedule without annoying proctoring for exams.
Why Agents Choose BetterCE
- No exams or monitored testing: Our webinar-based courses make completing CE a breeze.
- Available 24/7: Our self-study courses allow you to study at your own pace, anytime, anywhere.
- Automatic CE reporting: We report your completed hours directly to the Idaho Department of Insurance the same day as courses are completed.
- Affordable CE bundles: Select all required hours in one easy, low-cost purchase.
When it comes to Idaho license renewal, we have helped thousands of agents stay compliant without the stress.
Renew Your Idaho Insurance License Today
Your insurance license is the foundation of your career, and you should keep it active. If you complete your CE on time and submit your Idaho license renewal online early, you can avoid unnecessary penalties and focus on serving your clients.
At BetterCE, we make the process as simple as possible with easy-to-access, affordable CE courses that meet Idaho’s requirements. Get started today and complete your renewal with confidence.
