BetterCE

How to Keep Your Insurance License Active in Missouri

Posted on 07.29.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Missouri. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is on the last day of your birth month.

There are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Missouri Department of Insurance requires that all major lines licensed agents complete 16 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Accident and Health, Property, Casualty, and Personal Lines. Of the 16 credits required, at least 3 credits must be approved for ethics.

Missouri course requirements are “license type-specific.” This means agents must take courses specifically approved for their license type. As one example, agents who hold a life insurance license only must take courses approved for life insurance agents. Agents who hold more than one type of license (Life and Property, for example) can take courses approved for at least one of the license types held, or a combination of courses approved for both of the license types held.

Special training requirements exist for agents selling long-term care or flood insurance.

Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Missouri insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Missouri License Renewal or Sircon License Renewal.

Now Is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 16 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Missouri Insurance Continuing Education Course Catalog.

The online training is self-paced and delivered to your computer, tablet, and smartphone. The quizzes and exams are scored instantly, and you can take them as many times as necessary to pass. Plus, you can return to the training whenever it is convenient. The course progress bar tells you exactly where you left off.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. The advantages of webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Missouri Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Missouri Department of Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Missouri

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Oregon

Posted on 07.22.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Oregon. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is on the last day of your birth month.

There are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Oregon Department of Financial Regulation requires that all major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Health, Property, Casualty, Variable Lines, and Personal Lines. Of the 24 credits required, at least 3 credits must be approved for ethics, and at least 3 credits must be taken in courses approved for Oregon statutes and administrative rules.

Oregon course requirements are “license type-specific.” This means agents must take courses specifically approved for their license type. As one example, agents who hold a life insurance license only must take courses approved for life insurance agents. Agents who hold more than one type of license (Life and Health, for example) can take courses approved for at least one of the license types held, or a combination of courses approved for both of the license types held.

Special training requirements exist for agents selling long-term care, annuity, or flood insurance.

Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Any producer who sells Annuity products must complete a one-time 4-hour annuity suitability training prior to selling.
Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Oregon insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Oregon License Renewal or Sircon License Renewal.

Now Is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Oregon Insurance Continuing Education Course Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Oregon Department of Financial Regulation on the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

It’s important to note that per Oregon law, no more than 8 hours of continuing education credit can be given in any one day. So don’t wait to start, and don’t try cramming the required training into just a few days.

Summary of Steps to Keep Your Insurance License Active in Oregon

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Utah

Posted on 06.27.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Utah. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date. If you are not certain of your license expiration date year, you can find it at License Application/Renewal Status Inquiry.

Now that you know your license expiration date and year, there are only two steps required to keep your insurance license active in Utah:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Utah Insurance Office requires that all resident, major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Accident, and Health; Property; Casualty; Variable Contracts; and Personal Lines coverages. Of the 24 credits required, at least 3 credits must be approved for ethics.

There is also a requirement that 12 hours must be classroom-based unless the courses are categorized as “Classroom Equivalent”. All BetterCE courses are Classroom Equivalent courses. So, you can complete all 24 credit hours online with BetterCE.

There are special training requirements for agents who sell long-term care or flood insurance.

Agents who sell long-term care policies must complete an initial 3-hour long-term care course prior to selling and then a 3-hour long-term care training every renewal period following.
Property and Casualty Agents who sell flood insurance must complete a one-time 5-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Utah insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Utah License Renewal or Sircon License Renewal.

Now Is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Utah Insurance Continuing Education Course Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Utah Insurance Office the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Utah

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Alabama

Posted on 06.22.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Alabama. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 90 days prior to the license expiration date, which is on the last day of your birth month.

There are only two steps required to keep your insurance license active in Alabama:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Alabama Insurance Department requires that all major lines licensed agents complete 24 credit hours of state-approved continuing education every two years. Major lines are those agents who are licensed to sell: Life, Health, Property, Casualty, Personal Lines, Variable Annuity, and Variable Life coverages. Of the 24 credits required, at least 3 credits must be approved for ethics.

Remember that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Health, and Property, you only need to do 24 credits total, 3 of which need to be in ethics.

Special training requirements exist for agents selling long-term care, annuity, or flood insurance.

Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling and then a 4-hour long-term care training every renewal period following.
Any producer who sells Annuity products must complete a one-time 4-hour annuity suitability training prior to selling.
Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Alabama insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

You can access your renewal application and file it online at NIPR Alabama License Renewal or Sircon License Renewal.

Now Is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our Alabama Insurance Continuing Education Course Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Alabama Insurance Department the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Alabama

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in New York

Posted on 05.24.22

This article covers all the steps you’ll need to follow to keep your insurance license active in New York. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years, you need to renew your insurance license. This must be done within 180 days prior to the license expiration date. Your license expiration date is your birthdate on either an odd-numbered year if you were born on an odd-numbered year or an even-numbered year if you were born on an even-numbered year.

If you are not certain of your license expiration date, you can find it on the New York Department of Financial Services Licensee Portal.

Now that you know your license expiration date and year, there are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The New York Department of Financial Services requires that all major lines licensed agents complete state-approved continuing education every two years. Single lines licensed agents and brokers must complete 15 credits in life/health or property/casualty, depending on their license.

Multiple lines licensed agents and brokers, life/health and property/casualty, must complete 30 credits with 15 credits in each line category or 15 total if the courses are approved as “bridge” courses.

Agents must also complete 1-hour of insurance law, 1-hour of ethics training, and 1-hour of diversity, inclusion, and elimination of bias training. If you’re licensed in property/casualty, you must complete 1-hour of flood insurance continuing education. If you sell flood insurance through NFIP, you must complete a 3-hour enhanced flood course.

Note that agents cannot receive credits for the same courses taken in prior renewal periods. Any excess credits are not eligible to be carried over to future renewal periods. There is also an exemption for CE requirements for licensees who are called to military duty.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your New York insurance license. This must be done on or prior to your license expiration date but not more than 180 days in advance of your expiration date.

You can access your renewal application and file it online at the New York Department of Financial Services Licensee Portal.

Now Is the Time to Start Your Continuing Education

Even with a full two years to accumulate your continuing education, there’s no reason to wait to get started. BetterCE has you covered with all the courses you need. You can find the complete listing in our New York Insurance Continuing Education Course Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the New York Department of Financial Services the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in New York

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

What if I Don’t Complete My New York Continuing Education On Time?

How to Keep Your Insurance License Active in Tennessee

Posted on 05.05.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Tennessee. We’re confident that the BetterCE straightforward two-step process can help you renew your license quickly and without fuss.

Every two years you need to renew your insurance license. This must be done within 45 days prior to the license expiration date. Your license expiration date is the last day of your birth month. If you are not certain of your license expiration date year, you can find it at Tennessee Agent Lookup

Now that you know your license expiration date and year, there are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Tennessee Department of Commerce & Insurance requires that all resident, major lines licensed agents complete 24 credit hours of state-approved continuing education, every two years. “Major lines licensed”, are those agents who are licensed to sell one or more of the 5 major lines of coverage: Life, Accident and Health; Property; Casualty; and Personal Lines coverages. Of the 24 credits required, at least 3 credits must be approved for ethics.

Keep in mind that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Accident, and Health, you only need to do 24 credits total, 3 of which need to be in ethics. There are some special training requirements for agents who sell long-term care, annuity products, or flood insurance. Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling any products, and then a 4-hour long-term care training every renewal period following. Agents selling annuity products need to complete a 4-hour annuity suitability course prior to selling.

Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the insurance department.

If you’ve been especially diligent in completing your continuing education to the point of taking over 24 hours, you can carry over excess hours, up to 12, to the next renewal period.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Tennessee insurance license. This must be done on or prior to your license expiration date but not more than 45 days in advance of your expiration date.

You can access your renewal application and file it online at either NIPR Tennessee License Renewal or at Sircon License Renewal.

Now Is the Time to Start Your Continuing Education

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Tennessee Department of Commerce & Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Tennessee

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

How to Keep Your Insurance License Active in Pennsylvania

Posted on 04.21.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Pennsylvania. We’re confident that our straightforward two-step process can help you renew your license quickly and without fuss.

Every two years you need to renew your insurance license. This must be done within 60 days prior to the license expiration date. If you are not certain of your license expiration date, you can find it at Pennsylvania Insurance Department Agent Lookup.

Now that you know your license expiration date and year, there are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to renewal.

Step #1: Complete the Required Continuing Education

The Pennsylvania Insurance Department requires that all resident, major lines licensed agents complete 24 credit hours of state-approved continuing education, every two years. “Major lines licensed”, are those agents who are licensed to sell one or more of the 6 major lines of coverage: Life & Fixed Annuities, Accident and Health, Property and Allied Lines, Casualty and Allied Lines, Variable Life/Variable Annuity, or Personal Lines coverages.

Keep in mind that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Property, and Casualty, you only need to do 24 credits total, 3 of which need to be in ethics. There are some special training requirements for agents who sell long-term care, annuity products, or flood insurance. Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling any products, and then a 4-hour long-term care training every renewal period following. Agents selling annuity products need to complete a 4-hour annuity suitability course prior to selling.

Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.
Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the Pennsylvania Insurance Department.

If you’ve been especially diligent in completing your continuing education to the point of taking over 24 hours, you can carry over excess hours, up to 24, to the next renewal period.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Pennsylvania insurance license. This must be done on or prior to your license expiration date but not more than 60 days in advance of your expiration date.

You can access your renewal application and file it online at either NIPR Pennsylvania License Renewal or at Sircon Pennsylvania License Renewal. You can also renew by mail, allowing six weeks for processing.

Now Is the Time to Start Your Continuing Education

Even with a full two years to accumulate your 24 hours of continuing education, there’s no reason to wait to get started. We’ve got you covered with all the courses you need. You can find the complete listing in our Pennsylvania Course Catalog.

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Pennsylvania Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Pennsylvania Insurance Department the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Pennsylvania Insurance License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

What Are the Late Fees and Penalties if I Don’t Renew My Pennsylvania Insurance on Time?

How to Keep Your Insurance License Active in Illinois

Posted on 04.04.22

This article covers all the steps you’ll need to follow to keep your insurance license active in Illinois. We’re confident that our straightforward two-step process can help you renew your license quickly and without fuss.

Every two years you need to renew your insurance license. This must be done within 90 days prior to the license expiration date. The license expiration date is every other year on the last day of your birth month. If you are not certain, you can find your license expiration date and other license information at the NAIC Illinois License Manager.

Now that you know your license expiration date and year, there are only two steps required to keep your Illinois insurance license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The Illinois Department of Insurance requires that all resident, major lines licensed agents complete 24 credit hours of state-approved continuing education, every two years. “Major lines licensed”, are those agents who are licensed to sell one or more of the 5 major lines of coverage: Property, Casualty, Life, Health, or Personal Lines coverages. Of the 24 credits required, at least 3 credits must be approved for ethics and must be taken in a classroom or by live webinar. The ethics training requirement for Illinois is unique, so you may want to learn more about it in our article: Meeting Your Illinois Ethics Training Requirement.

Keep in mind that no matter how many licenses you hold, you only need to do a maximum of 24 credits total. For example, if you are licensed in Life, Property, and Casualty, you only need to do 24 credits total, 3 of which need to be in ethics (done in a classroom or webinar). There are some special training requirements for agents who sell long-term care, annuity products, or flood insurance. Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling any products, and then a 4-hour long-term care training every renewal period following. Agents selling annuity products need to complete a 4-hour annuity suitability course prior to selling.

Property and Casualty Agents who sell flood insurance must complete a one-time 3-hour continuing education course related to the National Flood Insurance Program (NFIP) prior to selling.

Other than the ethics course and any special training requirements, you can take courses in any subject matter as long as they are approved by the Illinois Department of Insurance.

If you’ve been especially diligent in completing your continuing education to the point of taking over 24 hours, you can carry over excess hours, up to 12, to the next renewal period.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Illinois insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

The Illinois Department of Insurance states that you must complete all your continuing education requirements at least 10 days prior to the license expiration date.

You can access your renewal application and file it online at NIPR Illinois License Renewal.

Now is the Time to Start Your Continuing Education

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Illinois Department of Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Illinois Insurance License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

What Are the Penalties if I Don’t Renew My Illinois Insurance on Time?

How to Keep Your Insurance License Active in Oklahoma

Posted on 03.24.22

It’s pretty straightforward to keep your insurance license active in Oklahoma. This article covers all the steps you’ll need to follow.

Every two years you need to renew your insurance license. This must be done within 90 days prior to the expiration date. The date is the last day of your birth month closest to the two-year anniversary of your original license. You can find your license expiration date and helpful information about your license on the Oklahoma Department of Insurance Agent Lookup site, here: Oklahoma Insurance Department Licensee Look Up.

Now that you know your license expiration date and year, there are only two steps required to keep your license active:

Complete the required continuing education.
Submit your renewal application prior to expiration.

Step #1: Complete the Required Continuing Education

The amount of CE you are required to take is based on the type(s) of licenses you hold, but almost all agents are required to take 24 credit hours every two years. This includes all agents who are licensed to sell any of the major lines of insurance:

Life.
Health.
Property.
Casualty.
Variable lines.
Personal lines.

Of the 24 credits required, at least 3 must be approved for Ethics Training. Another 2 hours are required to be completed in a course approved for Oklahoma Legislative Updates. If you hold a property lines license, you must also complete at least 1 hour of training in an approved Earthquake Training course. For the remaining hours, you can take courses in any subject as long as they are approved by the Oklahoma Insurance Department.

There are some special training requirements for agents who sell long-term care or annuity products. Agents who sell long-term care policies must complete an initial 8-hour long-term care course prior to selling any products, and then a 4-hour long-term care partnership training every renewal period following. Agents selling annuity products need to complete a 4-hour annuity suitability course prior to selling.

If you’ve been especially diligent in completing your continuing education to the point of taking over 24 hours, you can carry over excess hours, up to six, to the next renewal period. In addition, you cannot repeat any courses within 24 months.

Step #2: Submit Your Renewal Application Prior to Expiration

After completing your CE requirements, the last step you need to take is to renew your Oklahoma insurance license. This must be done on or prior to your license expiration date but not more than 90 days in advance of your expiration date.

The Oklahoma Insurance Department recommends that you complete all your continuing education requirements at least 30 days prior to the license expiration date.

You can access your renewal application and file it online at OK Agent Renewal (NIPR) or OK Agent Renewal (Sircon).

Now Is the Time to Start Your Continuing Education

Our webinar courses are instructor-led and delivered live using video conferencing. You’re required to be in attendance for the entire class time, with check-ins at random times throughout the webinar to confirm your attendance. Students can interact and ask questions. Advantages to webinars include no required reading and no quizzes or final exams. You can view a listing of our webinars here: Oklahoma Webinar Catalog.

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the Oklahoma Insurance Department the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your Insurance License Active in Oklahoma

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Renew your license.

We’re confident that everything you need to keep your license active is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your insurance license active in Oklahoma.

How to Keep Your Insurance License Active in North Carolina

Posted on 03.17.22

You worked your way through insurance license training, passed the exams, and have built a business. The last thing you want is to allow your insurance license to expire. So, make sure you’re keeping it active. This article covers all the steps you need to keep your insurance license active in North Carolina.

Unlike agents in most other states, Insurance agents licensed in North Carolina do not require a renewal application or pay renewal fees. However, they must complete 24 credits of continuing education every 2 years in order to keep their license active. Continuing education must be completed prior to agents’ CE Compliance Date, which is the last day of their birth month, every 2 years. There are only two steps required to keep your license active:

Complete the required continuing education.
Verify that you have the needed CE credits before the license expiration date.

Step #1: Complete the Required Continuing Education

The amount of CE you are required to take is based on the type(s) of licenses you hold, but almost all Major Lines Licensed agents are required to take 24 credit hours every two years. This includes all agents who are licensed to sell any of the major lines of insurance:

Life, accident, and health or sickness.
Property.
Casualty.
Personal lines.
Variable life and variable annuity products.
Medicare supplement / long-term care.

At least 3 of the 24 hours must be approved for ethics training. For the rest, you can take courses in any subject matter as long as they are approved by the North Carolina Department of Insurance, and unless you have any special training requirements which are covered below. Please note that regardless of the number of licenses you hold, you only need to take 24 credits total.

There are some special training requirements that need to be completed with your CE if you sell certain products. Property and casualty agents who sell flood insurance must complete 3 hours of flood insurance training prior to selling or soliciting flood insurance. They must then complete a 3- hour flood training course every other compliance period following. Agents who sell long-term care policies must hold an Accident and Health License, and a Medicare Supplement/Long Term Care Limited Lines License. They must then complete an initial 8-hour long-term care partnership training course and then complete a 4-hour long-term care training course every following compliance period (every 2 years).

CE credit can also be awarded for association membership and meeting attendance. Currently, the approved associations are:

Professional Insurance Agents (PIA).
NC Association of Health Underwriters (NCAHU).
National Association of Insurance and Financial Advisors (NAIFA).
Independent Insurance Agents of North Carolina (IIANC).
Surplus Lines Association (NCSLA).
Claims Adjuster Association.

Up to 4 credit hours can be recognized during the two-year renewal period. You can find out more at NCDOI FAQs on Association Membership.

Step #2: Verify that you have the needed CE credits before the license expiration date.

After completing your CE requirements, the last step you need to take is to verify that the credits appear in your continuing education transcript at this link Sircon CE Transcript.

North Carolina does not require a renewal fee or application. It only requires that all your CE credits be completed before the license expiration date. We recommend you check your profile at least 30 days before expiration to ensure they are all recorded correctly.

If you do not complete your CE requirements prior to your license expiration date, your license will be considered “expired.”. You then have up to 4 months to reactivate your license by completing all outstanding CE requirements and paying a reinstatement fee of $75. If this is not done within 4 months, then your license(s) will be canceled and you will need to undertake the pre-licensing process to become licensed again.

There are very limited exemptions to CE requirements for North Carolina Insurance Agents. Exemptions are granted only for active military duty, and medical hardships are considered on a case-by-case basis. Extensions for CE Requirements are considered on a case-by-case basis, and must be filed within 30 days of your CE Compliance Date, but no later than your CE Compliance Date. You can view these options here: CE extensions.

Now Is the Time to Start Your Continuing Education

Completions Reported the Same Day

Note that our office will report your continuing education course credits to the North Carolina Department of Insurance the same day you complete the training. So, if you’re in a rush to complete your continuing education, we’ve got you covered.

Summary of Steps to Keep Your License Active

Even though we’ve mapped it out above, it’s still a great deal to digest. Here’s a quick summary to get you started on the path to renewal.

Determine your license expiration date.
Determine your continuing education requirements.
Enroll in courses well in advance of your expiration date.
Complete your courses – we submit your credits the same day you complete them.
Verify that all courses are recorded in your CE transcript.

We’re confident that everything you need to keep your insurance license active in North Carolina is easily accessible through our website. If not, simply call our office, and we’ll happily assist you.

There’s no time to be lost if you’re near your renewal date. Sign up now for the most trusted and convenient solution for keeping your license active.

BetterCE

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